Should I Borrow Extra Student Loans to Maximize Forgiveness?
If student loan forgiveness is your plan to pay off your student loans, borrowing extra might seem harmless. However, there are a few major risks.
Eight Alternatives to Student Loan Forgiveness for All
Student loan forgiveness for all and debt cancelation are controversial solutions to a major problem. Other options might not be as helpful, but could be easier to make a reality.
Out of Deferments and Forbearances? What to do next…
If a deferment or forbearance isn’t available on your student loans it is time to explore some more creative options to keep payments affordable.
The Four Big Risks when Planning for Student Loan Forgiveness
Chasing after student loan forgiveness is a great way to eliminate debt, but it comes with some major risks.
PSA: Loan Servicer Deferment Advice is Often Wrong
Loan servicers like to suggest deferments for struggling borrowers, but this suggestion is often good for the lender and bad for the borrower.
Can a Bonus, Overtime Hours or a Raise Increase Student Loan Payments?
Extra income can mean a higher IDR monthly payment, but there are ways to make sure a temporary or limited increase doesn’t mean a higher student loan bill.
Retirement vs. Student Loans vs. Mortgage: Which Comes First?
Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.
How to Lower IDR Federal Student Loan Payments if Your Income Drops
Recalculating income-driven federal student loan payments can be done at any time and the process can save borrowers a ton of money.
How to Negotiate a Lower Interest Rate with a Student Loan Lender
Negotiating terms with student loan lenders isn’t easy, but it is possible in several different circumstances.
