Did you know?
Parent PLUS Loans are issued to the child and not the parent.
This means that the child has no legal responsibility to repay the debt, and it only appears on the parent's credit report.
Borrower Protections
If the borrower or the child for whom the loan was borrowed dies, the debt is eligible for immediate discharge.
This protection isn't something families want to think about, but it can become really important if tragedy strikes.
Parent PLUS borrowers face a permanent forgiveness lockout under new federal law. Waiting until the “official” deadline could backfire due to processing delays and rule changes. Here’s what parents need to know — and why acting early matters.
Stay on top of the latest student loan updates this month — including the proposed SAVE plan settlement, expanded IBR eligibility, resumed IDR/PSLF processing, and what borrowers can expect for 2026 repayment plans.
Parent PLUS borrowers face major changes under proposed student loan reforms. This guide breaks down the current repayment landscape, the new legislative threats, and the urgent steps parents should take now to protect their options.
Parent PLUS double consolidation allows borrowers to unlock better repayment plans and lower monthly payments, but the deadline to complete the process is fast approaching.
It is possible for Parent PLUS loans to qualify for Public Service Loan Forgiveness (PSLF), but borrowers have to jump through some hoops.
The rewards are huge – lower monthly payments and more loan forgiveness, but the double consolidation loophole isn’t right for everyone.
If you manage your Parent PLUS loans wrong, it could result in permanent double payments for all of your federal student loans.
Some consolidation mistakes limit repayment plan and forgiveness options. Borrowers who got bad advice from servicers deserve help.
Transferring Parent PLUS debt from a parent to child can be an easy move, but it comes with some big risks for the child.
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