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Latest Posts in Parent PLUS Loans

Help! My Child Isn’t Making Parent PLUS Loan Payments

If your child isn’t making the Parent PLUS Loan payments they promised, things can get ugly. Responsibility for paying the bill is complicated.

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parents can get lost with all the repayment options on plus loans

A Guide to Parent Plus Loan Repayment

Repayment options for Parent PLUS loans include income-driven repayment plans, loan forgiveness, and refinancing.

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father parent child fight

How Children Can Help Parents Repay Parent PLUS Loans

Parent PLUS loans are legally the responsibility of the parents, but there are many different ways children can help with repayment.

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parents with child look

Public Service Forgiveness for Parent PLUS Loans

It is possible for Parent PLUS loans to qualify for Public Service Loan Forgiveness (PSLF), but borrowers have to jump through some hoops.

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Parent PLUS Loan Repayment for Borrowers on Social Security

Repayment of student debt is difficult if you are living on social security. However, low payments and student loan forgiveness are both possibilities.

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Deciding Between Parent PLUS Loans vs. Private Student Loans

Borrowers should almost always choose federal student loans over private loans. However, a private loan might work better than a Parent PLUS loan in some circumstances.

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Parents should use caution before borrowing a parent plus loan for their children

The Pros and Cons of Parent PLUS Loans

Parent PLUS loans work differently than all of the federal loans. Families should understand all of the pros and cons before signing up.

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The Biggest Parent PLUS Loan Mistake…

If you manage your Parent PLUS loans wrong, it could result in permanent double payments for all of your federal student loans.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements