Below you'll find a list of all posts that have been categorized as “Refinance”
I’ve received several emails from readers asking if it was a good idea to consolidate or refinance their student loans while they are still in school. While I applaud the initiative taken by these readers, their plan of action probably won’t work. In most cases, it isn’t possible to refinance …
The student loan refinance rates offered in March 2021 are near record lows. Two factors are driving the rates down. First, the federal student loan interest and payment freeze continues to impact the refinance marketplace. Because of the freeze borrowers are advised not to refinance federal loans at this time. …
Student Loan Refinance companies love to advertise the ease of their application process. They ask for a few minutes of a borrower’s time with the promise of excellent rates and low payments. Unfortunately, the “fast” and “simple” process often ends with a rejection for borrowers. Rather than focusing on the …
When this site first reviewed SoFi back in 2014, readers wanted to know if SoFi was legitimate and how the student loan refinance process worked. Over the years, refinancing has become far more common, and SoFi has grown into one of the biggest names in student loans and finance in …
The Situation: You have private student loans with Discover, and you want to refinance to lower interest rates or monthly payments. (If you are considering refinancing with Discover, you will want to read the Discover Refinance Review.) Despite the growing popularity of student loan refinancing, there are many misconceptions. One of …
Finding refinance and consolidation options for bar study loans is extremely complicated for a very simple reason. Bar study loans are not student loans. They are private loans. As a result, borrowers need to apply a different strategy for bar study loan elimination. Even though traditional tactics may not work, …
Many student loan borrowers will find that refinancing is a huge help to their credit score; others will see a refinance hurt their score. Whether refinancing is good or bad for your credit score isn’t random chance or luck. Instead, it is a predictable change. This article will focus on …
When comparing Earnest vs. CommonBond, most borrowers will find that these refinance companies have far more similarities than differences. However, a couple of factors could make choosing between these two companies an easy decision. Earnest vs. CommonBond: Interest Rates, Repayment Options, and the Basics In the world of student loan …
Refinancing student loans has grown in popularity because it presents many borrowers with an opportunity to save money on interest. However, refinancing can be a mistake when done with the wrong loan or at the wrong time. How does a borrower know when to refinance their student loans? The simple …
Juno is a student loan company with a unique strategy. Juno doesn’t fund student loans. Instead, they pool borrowers together in order to negotiate a group discount on student loans and student loan refinancing. As a company new to the student loan space, it is a bit too early to …
