Major Changes to Mortgage Rules Help Student Loan Borrowers
Recent changes to mortgage underwriting standards should student loan borrowers on income-driven repayment plans qualify for a home loan.
Latest Posts in Home Ownership
6 Ways to Fix Student Loan Debt on Mortgage Applications & Buy a Home
Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.
Using a Cash-Out Mortgage Refinance to Pay Down Student Loans
Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.
Navigating Cosigned Student Loans and Mortgage Applications
If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.
Should I sell my Condo to pay off my student loans?
Selling a condo to pay off student loans is a desperate move and better options are normally available.
How Student Loans are Dragging Down the Housing Market and Hurting Everyone
When student loan borrowers can’t participate in the housing market, it hurts all homeowners.
Refinancing a Mortgage for Student Loan Borrowers
Student loans are an obstacle for borrowers that want to refinance their house, but there are ways to get student loans ready for the application.
Retirement vs. Student Loans vs. Mortgage: Which Comes First?
Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.
Student Loans, PMI and Mortgage Down Payments
Student loans are a major challenge to saving for a down payment on a home. A smaller down payment often means living with a Private Mortgage Insurance (PMI).