Home Ownership Archives

Strategies to Fix Student Loan Debt on Mortgage Applications & Buy a Home

Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.

Student loans have always been a hurdle to buying a home. Inflation makes it even more difficult for borrowers to get a mortgage.

Recent changes to mortgage underwriting standards should student loan borrowers on income-driven repayment plans qualify for a home loan.

Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.

If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.

Selling a condo to pay off student loans is a desperate move and better options are normally available.

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

Student loans are an obstacle for borrowers that want to refinance their house, but there are ways to get student loans ready for the application.

Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.