IBR, PAYE and SAVE for Married Couples who Both Have Student Loans
Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.
Latest Posts in Marriage
Marriage changes everything—including how student loans work. This section breaks down how getting married affects income driven repayment plans, tax filing choices, forgiveness eligibility, refinancing, and more. Whether you and your spouse both have loans or just one of you does, we cover what you need to know to make smarter joint decisions.
Congress Passes Legislation to Separate Spousal Joint Consolidation Student Loans
Borrowers with FFELP Joint Consolidation Spousal loans will soon be able to qualify for PSLF and IDR Plans like REPAYE.
REPAYE for Married Couples
REPAYE is the best repayment plan for some married couples. For others, it is an expensive option.
Student Loans and Marriage: Everything You Need to Know
Student loans impact a couple’s budget, retirement planning, taxes, and more. Many couples also face a marriage penalty.
Should You Refinance Your Student Loans After Getting Married?
Refinancing is often a risky decision. However, many couples may find that refinancing makes more sense after getting married.
Biden Should End the Marriage Penalty on Federal Student Loans
As President Biden explores ways to ease the burden of student debt on borrowers, ending the marriage penalty should be a priority.
Tip for Married Couples: Don’t Cosign Loans
Cosigning loans with your spouse may seem harmless, but doing so can be a huge financial mistake with lasting consequences.
Help! My Student Loan Payment Went Up Because I Got Married!
Getting married impacts student loan payments on several different federal repayment plans. Couples have several options to get payments lowered back to normal.
Taxes and Student Loans: Married Filing Jointly or Married Filing Seperately?
Married couples on IDR plans need to carefully consider the pros and cons of filing taxes separately. It could mean a huge savings on your monthly student loan bill.
