Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.
Borrowing new federal loans after July 1, 2026 can quietly force your older loans into the RAP system, changing your payment caps and repayment timeline. Here’s how the “RAP poison pill” works and how to avoid accidentally triggering it.
With Grad PLUS loans ending for new borrowers in 2026, medical students face a funding gap that federal loans may not cover. This article breaks down loan limits and where private loans may come into play.
Private student loans can help fill the gap when federal aid falls short — but they come with higher costs and fewer protections. Learn how interest rates are set, what makes a competitive offer, and tips to borrow smart.
Taking a break from college can have a major impact on student loans. Problems can be minimized by planning ahead.
Irresponsible borrowers often get blamed for the student loan crisis. In reality, borrowers are often the biggest victims of a deeply flawed system.
Republicans in Congress proposed five new pieces of legislation to overhaul student loan policy in the US.
Putting multiple children through college usually requires some extra planning and presents some unique challenges.
Scientists have found that brain development isn’t nearly finished by age 18. Should this impact how we treat borrowers and student loans?
Student loans between family members can be life-changing… for the better or for the worse.
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