Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
The Risks and Dangers of a Small Student Loan
A small student loan might seem harmless, but there are risks that every borrower should understand and avoid where possible.
Six Student Loan Tips for July 2022
Planning for the federal student loan repayment restart is the most pressing issue for most borrowers.
The Best Student Loan Refinance Rates for July 2022
Student loan refinance rates remain near record lows, but how long can these rates last?
Every* Student Loan Borrower Should Sign Up for Income-Driven Repayment
Income-Driven Repayment plans like IBR, PAYE and REPAYE are the best choice for just about every student loan borrower.
Let’s Ban Colleges From Withholding Transcripts Over Late Fees and Bills
If borrowers can’t afford payments on student loans issued by their college, many schools withhold the students’ transcripts making it harder to get a job.
Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans
Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.
Biden’s Impossible Student Loan Dilemma
Getting things right on federal student loan forgiveness could be nearly impossible for Joe Biden. He will anger millions no matter what he does.