Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Schedule an Appointment
For a one-time fee of $295, you can get a consultation with student loan expert Michael Lux and six months of email support to address any new issues that come up.
Problems Booking an Appointment? Send me an email and we can get it squared away.
What Happens in a Student Loan Consultation?
We will cover student loan basics such as repayment plan selection, forgiveness options, and steps necessary for enrollment. We can also dig into the details and fine print.
The discussion isn’t limited to student debt. Are your loans making it harder to buy a house? How does student debt impact your retirement or tax planning?
The goal is to get your loans under control and make sure you are not missing any opportunities.
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Student Loan Refinance Lender Reviews
The Latest Posts from the Student Loan Sherpa Blog:
Assuming the Worst About Student Loans Could Be an Expensive Mistake
Despite political posturing, major overhauls to established programs face significant hurdles. Avoiding panic-driven decisions can save you money and stress.
Earnest Student Loan Refinance Review
Earnest gets a 4/5 rating due to excellent interest rates and high borrower satisfaction. However, some borrowers will want to avoid Earnest.
Student Loan Repayment for Law Enforcement: Forgiveness, Refinancing & More
Serving your community may come with many student loan perks like repayment assistance and public service student loan forgiveness.
The 8 Best Student Loan Forgiveness Programs Ranked
No matter where you work or how much you make, there are paths to student loan forgiveness.
SoFi vs ELFI Student Loan Refinance Comparison
SoFi® is the biggest name in student loan refinancing, but the latest numbers show that ELFI has a slight edge for the average borrower.
Student Loan Forgiveness: 6 Reasons Your Balance Still Matters
Even if forgiveness is on the table, factors like taxes, income changes, and marriage can affect how much you ultimately pay.
The Best Student Loan Refinance Rates for January 2025
As inflation has slowed, student loan interest rates have also lowered. Borrowers with higher interest rate loans may find the current options particularly appealing.