Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Student Loan Refinance Lender Reviews
The Latest Posts from the Student Loan Sherpa Blog:
How to Prevent Student Loan Interest Rates from Increasing
Stopping your lender from raising rates is tricky, but there are a few ways to prevent your interest rates from going up.
Student Loan Forgiveness for Essential Workers
The United States doesn’t offer a loan forgiveness program designed for essential workers. However, there are many avenues for essential workers to get their student loans forgiven.
How is my Discretionary Income Calculated for Student Loan Payments?
If you are thinking about IBR, PAYE or REPAYE, learning how to calculate discretionary income can help save money on student loan payments.
Student Loan Refinance Strategy as the Federal Interest Freeze Winds Down
Refinancing before the federal interest rate freeze ends is risky. However, it is possible to lock in a low interest rate without missing out on any possible extensions.
Why Your Employer is “Likely Ineligible” for PSLF
When the Public Service Loan Forgiveness Help Tool warns that your employer is likely ineligible for PSLF, it sounds like bad news, but it really isn’t.
The Federal Government Should Make 0% Student Loan Interest Rates Permanent
Charging 0% interest on student loans isn’t a handout to borrowers. It is a brilliant investment by the government.
The Best-Case Scenario for Student Loan Cosigners
I cosigned a student loan for my brother. Even though things went perfectly, there were still some hardships caused by cosigning.