Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
PSLF Alert: Don’t Leave Your Eligible Job Until After Your Loans are Forgiven
Leaving your current job could be a mistake, even if you have already worked the full ten years required for PSLF.
The Latest Threat to Loan Forgiveness Shouldn’t Worry Borrowers
Congressional Replublicans’ plans to prevent student loan cancellation are almost certain to fail.
How the Biden Administration is Updating IDR Payment Counts
40,000 borrowers are about to get their remaining student loan balance forgiven, and millions more will move closer to IDR loan forgiveness.
Student Loan Repayment Restart Checklist
With the federal student loan payment and interest pause coming to a close, borrowers have several items to check off before the restart.
What Happens to My Student Loan if my Bank or Lender Collapses?
A bank failure can have significant impacts for student loan borrowers.
When Will Student Loan Repayment Actually Start?
Nailing down the exact date of the repayment restart isn’t easy, but we know enough to have a pretty good idea of when that first bill will be due.
SoFi’s Lawsuit to End Payment Pause is Great News for Joe Biden
SoFi’s decision to file a lawsuit to end the student loan pause seems like a questionable business decision, but it puts Joe Biden in a win-win situation.