Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
As Featured On:





Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
The Best Student Loan Refinance Rates for October 2023
Inflation is an issue for refinance rates, but borrowers looking for a fixed-rate loan still have plenty of choices.
Common Student Loan Servicer Mistakes: Frequent Errors Complicate Restart
Borrowers reports of serivcer mistakes show that the repayment restart isn’t going as planned.
IBR, PAYE and SAVE for Married Couples who Both Have Student Loans
Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.
SAVE Subsidy Calculator
Enrolling in the new SAVE plan can mean extra help from the government on your student loan interest.
The Complete Guide to Federal Direct Student Loan Consolidation
Federal direct consolidation is an essential move for some student loan borrowers and a huge mistake for others.
Accelerated Forgiveness: Making Extra Payments for Quicker Forgiveness
Options to speed up student loan forgiveness by paying extra are limited.
Expert Thoughts on a Student Loan Payment Strike
Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.