Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
Should I Save for a Home Down Payment or Pay Off Student Loans?
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
Six Student Loan Tips for June 2023
Planning for the federal student loan repayment restart is the most pressing issue for most borrowers.
The Best Student Loan Refinance Rates for June 2023
Inflation is an issue for refinance rates, but borrowers looking for a fixed-rate loan still have plenty of choices.
Debt Ceiling Agreement Mostly Good for Student Loan Borrowers
Congressional Republicans wanted to prevent the one-time forgiveness program, and immediately end the payment and interest pause.
How Large Families Can Plan for Multiple Kids to Attend College
Putting multiple children through college usually requires some extra planning and presents some unique challenges.
Student Loan Payment Allocation Guide
All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.
Scam Alert: Lender Calls Asking for Date of Birth and Social Security Numbers
Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.