Expert Guidance from Personal Experience
This is one of the clearest, most honest blogs I’ve come across. Kudos to you, Sherpa, for providing people an honest forum to communicate their student loan frustrations.Erin
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Student Loan Forgiveness Programs
Getting student loans forgiven isn’t easy, but there are over a dozen programs to choose from.
Finding the Best Refinance Rates
We track rates across all categories and loan types, ranging from 5-year variable rate loans to 20-year fixed rate loans.
Federal Repayment Plan Strategy
The large number of federal repayment plans can be scary, but picking the right plan doesn’t have to be hard.
Student Loan Consolidation Lenders
Over 20 lenders offer student loan consolidation and refinancing. Some are better than others.
Accelerated Repayment Strategy
Get aggressive with student loan repayment to elminate student debt as soon as possible.
Buying a House with Student Loans
Student loans can make getting a home loan difficult, but it is still possible to qualify for a mortgage.
Marriage Planning with Student Debt
Marriage can mean higher student loan payments and difficulty qualifying for forgiveness.
Saving for Retirement with Student Loans
Having student debt doesn’t mean it is impossible to set aside money for retirement.
The Student Debt Crisis
Struggling with student loans isn’t limited to a few people who made poor college decisions or took out too much debt. Even if it isn’t talked about, student debt issues affect millions of Americans. The good news is that you are not alone and there are resources out there to help.
The Tools to Defeat Your Student Debt
More and more companies are offering consolidation and refinancing options. Learn what is out there and who is the best.
Join the Student Loan Sherpa Community to ask questions, share your advice, and learn.
Frequently Asked Questions:
What is the Student Loan Sherpa?
This site started as a simple blog, a student loan borrower’s outlet to vent, and an attempt to help others others out.
Over the years the site grew into more. Numerous readers and student loan borrowers contributed their time, energy, and talents. These contributions include student loan interviews, guest writers, hundreds of article comments, and a discussion forum.
A Research tool
Dealing with student loans is already hard enough. This site aims to provide all of the relevant information, and a few tips along the way, so that your student debt is as painless as possible. More than anything, the goal of the site is to look at things from a big picture point of view. Student loans are more than just interest rates, contracts, and complicated laws.
A Big Picture Approach to Dealing with Student Debt…
Federal Student Loans
There are many tools to get your government loans under control…
Private Student Loans
Banks and lenders can be less forgiving than the government, but there tools to attack private debt…
The law offers limited protection for student loan borrowers, being alert is your best defense…
Student Debt and Your Life
For many, student loans are much more than just a monthly bill, they have a huge impact…
Take a Stand
If you have been treated unfairly, you don’t have to just accept it. Learn about resources in place to help you resolve your issues.
File a Complaint with the CFPB
The Consumer Final Protection Bureau has a great reputation for borrower advocacy and will force your lender, whether it be a private loan or a federal loan, to respond to your complaints.
Navient/Sallie Mae Customer Advocate
Sallie Mae, and now Navient, isn’t easy to deal with. If things get sticky, they have a customer advocate who can help.