Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Schedule an Appointment
For a one-time fee of $295, you can get a consultation with student loan expert Michael Lux and six months of email support to address any new issues that come up.
Problems Booking an Appointment? Send me an email and we can get it squared away.
What Happens in a Student Loan Consultation?
We will cover student loan basics such as repayment plan selection, forgiveness options, and steps necessary for enrollment. We can also dig into the details and fine print.
The discussion isn’t limited to student debt. Are your loans making it harder to buy a house? How does student debt impact your retirement or tax planning?
The goal is to get your loans under control and make sure you are not missing any opportunities.
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Student Loan Refinance Lender Reviews
The Latest Posts from the Student Loan Sherpa Blog:
REPAYE to the Rescue: How an Old Repayment Plan Could Return and SAVE Borrowers
As the SAVE plan faces ongoing legal battles, the potential comeback of REPAYE provides hope for many borrowers in the form of lower payments and an interest subsidy.
Should I Switch Out of the SAVE Forbearance?
As the SAVE forbearance is likely ending, borrowers face tough decisions. Learn about potential repayment strategies, including IBR, ICR, and PAYE, and what might work best for you.
SoFi Student Loan Refinance Review
SoFi® is the biggest name in student loan refinancing for a good reason. However, SoFi isn’t the best choice for all borrowers.
ELFI Student Loan Refinance Review
Due to excellent interest rates and loan features, ELFI is a great choice for many borrowers. However, there are times when refinancing with ELFI is a mistake.
What Trump’s Election Means for Student Loans: SAVE, IBR, PSLF, One-Time Adjustment, and More
Borrowers are justifiably worried about their student debt, but even with Trump’s Election, many repayment plans and forgiveness options are likely to remain unchanged.
The Best Student Loan Refinance Rates for November 2024
As inflation has slowed, student loan interest rates have also lowered. Borrowers with higher interest rate loans may find the current options particularly appealing.
Brazos Student Loan Refinance Review
Brazos offers excellent interest rates on their student loan refinance product. However, strict geographic limitations mean many borrowers won’t be eligible.