Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
Are Mohela Loans Federal or Private?
Mohela services both federal and private loans. Fortunately, there is an easy way to separate the federal loans from the private loans.
Watch Out for Biden Student Loan Forgiveness Scams
Great news for student loan borrowers has turned into an opportunity for scammers.
Apply for Biden’s One-Time Forgiveness Right Away
Borrowers have over a year to submit their application, but waiting would be a huge and potentially expensive mistake.
Are AES Loans Federal or Private?
American Education Services (AES) handles both private and federal student loans. Fortunately, it is fairly simple to identify which loans are federal.
Four Reasons to Contact Your Federal Student Loan Servicer Right Now
Federal forgiveness programs are set to expire and servicers are about to get slammed. Now is the time to get your federal loans in order.
The Best Student Loan Refinance Rates for October 2022
With interest rates on the rise, and likely to go higher, now is a great time to lock in the security of a fixed-rate loan.
Biden Backtracks on FFELP Forgiveness: What Happened and What to do Next
A stunning reversal on policy means that millions of borrowers may now miss out on up to $20,000 of forgiveness.










