Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Student Loan Strategy Session with Pedro Gomez, CFP®
For $295, get expert help building a student loan plan that actually fits your life. Pedro Gomez, CFP® brings over a decade of financial planning experience to help you cut through confusion and make confident, informed decisions.
You’ll get a custom repayment strategy built around your goals—whether that’s qualifying for forgiveness, lowering monthly payments, or minimizing long-term costs.
For many borrowers, the savings and peace of mind more than pay for the plan.
Includes three months of follow-up email support.
Problems Booking an Appointment? Send me an email and we can get it squared away.
What Happens in a Student Loan Strategy Session?
This session isn’t just about picking a repayment plan—it’s about building a strategy that fits your life.
We’ll start by understanding your goals—whether that’s forgiveness, lower payments, or reducing long-term costs. From there, you’ll get a custom strategy tailored to your income, tax situation, and big-picture financial goals.
We can also explore how your loans affect things like buying a home, saving for retirement, or filing taxes. The result? A clear plan and three months of ongoing support so you’re never left guessing.
Fiduciary Sherpa® Guidance
You Can Trust
As a Certified Financial Planner and a decade-long advocate for debt-stressed borrowers, I have taken the helm of Student Loan Sherpa® to cut through the overload of repayment options and serve a single purpose: help you scale your own mountain of student debt.
I blend a CFP®-backed, fiduciary standard with proven planning frameworks—so you’re not just enrolled in the right income-driven plan, but building a solid stepping stone toward your bigger financial goals.
Dealing with student loans can feel like an endless climb. By zeroing in on the strategies that move the needle—IDR plans, forgiveness programs, smart tax tweaks—I’ll give you the clarity and confidence you need to finally take control.
Pedro Gomez, CFP®
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.

Michael P. Lux, Esq.
The Student Loan Sherpa
The Latest Posts from the Student Loan Sherpa Blog:
Senate GOP’s Student Loan Overhaul: What Borrowers Need to Know
Senate Republicans have introduced a major student loan reform bill that could end current IDR plans, cap borrowing, and reshape repayment options. Here’s what borrowers need to know and how to prepare.
Federal Student Loan Interest Rates 2025-2026 | Key Rates & Info
Federal student loan interest rates for the 2025-2026 academic year are now official, and if you’re planning to borrow this year, these are the numbers that will shape your payments for years to come.
SAVE Plan Litigation: What Higher-Income Borrowers Need to Know Right Now
SAVE plan litigation threatens key benefits. Learn what’s at stake and how borrowers can make the most of it.
The Future of IDR Plans: What’s Happening to SAVE, PAYE, IBR, and ICR in 2025
Ongoing legal challenges and regulatory changes have significantly impacted Income-Driven Repayment (IDR) plans, leaving borrowers uncertain about the best strategies for managing their student loans. This article provides the most current information to help borrowers navigate these complexities.
What the GOP’s Student Loan Bill Could Mean for You
The GOP just unveiled a student loan plan that could end forgiveness and reshape repayment. Here’s what it means—and what to do next.
The Best Student Loan Refinance Rates for March 2025
As inflation has slowed, student loan interest rates have also lowered. Borrowers with higher interest rate loans may find the current options particularly appealing.
Splash Financial Student Loan Refinance Review
Splash Financial is currently the top rated refinance lender on the market, but that doesn’t mean Splash is a good idea for all borrowers.