Take Control of Your Student Loans
Simple DIY Guides to Manage and Eliminate Student Debt
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Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Expert Guidance from
Personal Experience
The name Student Loan Sherpa is an homage to the legendary Sherpa guides of Nepal, revered for their expertise leading climbers up Mount Everest.
The goal of this site is to draw from many years of personal experience with student loans in order to guide borrowers who are navigating their own mountain of debt.
Dealing with student loans can be scary and overwhelming. By offering insight that can only come from education and experience, I hope to make it a little more manageable.
Michael P. Lux, Esq.
The Student Loan Sherpa
Student Loan Refinance Lender Reviews
The Latest Posts from the Student Loan Sherpa Blog:
The Best Student Loan Refinance Rates for February 2023
With interest rates on the rise, and likely to go higher, now is a great time to lock in the security of a fixed-rate loan.
The Cruel History of Student Loans in Bankruptcy
Years of minor changes eventually made it nearly impossible to discharge student loans in bankruptcy, but for the first time in years, borrowers may now have reason for optimism.
How is my Discretionary Income Calculated for Student Loan Payments?
If you are thinking about IBR, PAYE or REPAYE, learning how to calculate discretionary income can help save money on student loan payments.
Guide to Temporary Programs and Permanent Rules for Federal Student Loans
With some temporary federal student loans programs over, or nearly complete, borrowers have to track several different moving targets.
New Bankruptcy Rules Bring Hope to Federal Student Loan Borrowers
A new Department of Justice policy will make it significantly easier for federal borrowers to get bankruptcy relief on their student loans.
Strategies to Fix Student Loan Debt on Mortgage Applications & Buy a Home
Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.
Biden’s New IDR Plan Hurts Teachers, Social Workers
There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.