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Latest Posts in Retirement

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4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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Should I Empty My Retirement Accounts to Pay Off My Student Loans?

Paying off student loans with retirement funds often triggers taxes and penalties, but there are exceptions to these rules.

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How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.

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Married couples considers options for federal student loans during retirement

Federal Student Loans in Retirement: Monthly Payment Calculations, Forgiveness, and Estate Planning

Federal student loan perks provide borrowers with valuable protections during retirement.

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How Roth IRA Conversions, 401(k) Withdrawals and Other Retirement Moves Affect Student Loan Payments

Retirement plan contributions, transfers, and withdrawals can raise or lower your monthly student loan payments on IBR, PAYE, and SAVE.

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The Best Retirement Plan for College Students

If you are a current college student, putting some money in a Roth IRA has some major advantages.

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Should I Put Money in a 401(k) or Pay Down My Student Loans?

Having student loans doesn’t mean you should ignore your retirement accounts. In some cases, it is better to save for retirement than it is to pay down debt.

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Paying Down Student Loans vs. Investing in a Roth IRA

Deciding between attacking student loans and investing in a Roth IRA usually comes down to interest rates and how much risk you can tolerate.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements