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Latest Posts in Retirement

How Roth IRA Conversions, 401(k) Withdrawals and Other Retirement Moves Affect Student Loan Payments

Retirement plan contributions, transfers, and withdrawals can raise or lower your monthly student loan payments on IBR, PAYE, and REPAYE.

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How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.

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The Best Retirement Plan for College Students

If you are a current college student, putting some money in a Roth IRA has some major advantages.

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Should I Empty My Retirement Accounts to Pay Off My Student Loans?

Emptying retirement accounts to pay off student loans usually means taxes and penalties, but these risks can be avoided in some cases.

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4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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Should I Put Money in a 401(k) or Pay Down My Student Loans?

Having student loans doesn’t mean you should ignore your retirement accounts. In some cases, it is better to save for retirement than it is to pay down debt.

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Paying Down Student Loans vs. Investing in a Roth IRA

Deciding between attacking student loans and investing in a Roth IRA usually comes down to interest rates and how much risk you can tolerate.

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The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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Student Loans, Early Retirement and the FIRE Movement

Student loans make early retirement an even bigger challenge, but it is still possible for borrowers to aggressively save for retirement.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements