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Latest Posts in Taxes

Student loans and taxes are more connected than you think. This section breaks down how repayment plans, tax deductions, and forgiveness impact your annual tax return.

The $16,500 Tax Credit You’re Probably Missing If You Run a Small Business

Small business owners can snag up to $16,500 in tax credits over three years just for starting a retirement plan — and it’s easier than you think. Here’s how to qualify, claim, and make the most of it.

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Highlight important concepts on AGI for student loan borrowers

Adjusted Gross Income (AGI) and Your Student Loans

Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.

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2023 Tax Return Strategy, Tips & Deductions for Student Loan Borrowers

Tax season presents several opportunities for borrowers to lower student loan payments and move closer to loan forgiveness.

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IBR, PAYE and SAVE for Married Couples who Both Have Student Loans

Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.

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student loan borrower looks at tax rules for IDR forgiveness plans like SAVE

The 2026 Student Loan Tax Bomb: How to Prepare for IDR Forgiveness (2026–2030 and Beyond)

Borrowers with 20–25 year IDR forgiveness timelines could face the 2026 student loan tax bomb. Learn how to plan ahead, estimate potential tax bills, and protect your finances with smart savings and professional guidance.

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Student Loan Forgiveness and Refunds: What Gets Taxed

After the initial excitement of student loan forgiveness or a refund, borrowers often worry about tax consequences.

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calculations

IBR, PAYE, and SAVE Strategy in Community Property States

Monthly payment calculations on income-driven repayment plans get especially complicated for borrowers living in community property states.

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cancelled

Why This Expert Thinks the Student Loan Tax Bomb Probably Won’t Happen

The clear trend shows that the student loan tax bomb probably won’t happen for the borrowers on IDR Plans like IBR, PAYE, and SAVE

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student loans gift tax parents

Student Loan Help From Family Could Mean Extra Taxes

Student loan payments from parents or grandparents can trigger an IRS gift tax, but exceptions exist to avoid having to pay any taxes.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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