Student Loan Forgiveness Scams vs. Legit Programs – How to Tell the Difference
Separating scammers from legitimate student loan companies might seem difficult, but careful borrowers can usually detect even the best scammers.
Latest Posts in Living with Student Loans
What a Harris Presidency Might Mean for Student Loan Borrowers
A Harris presidency might prioritize defending the SAVE Plan, continuing forgiveness efforts, and enhancing accountability for loan servicers and predatory colleges.
Student Loans and Mortgages: The Impacts and Strategies for Homebuyers
Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.
Scam Alert: Student Loan Payment Reduction, Consolidation and Forgiveness by Mail
One of the latest student loan scams involves letters by mail. The letter includes details to appear legitimate, but it isn’t.
4 Ways to Save for Retirement AND Eliminate Student Loan Debt
Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.
The Worst-Case Scenario for Student Loan Borrowers in a Second Trump Presidency
A second Trump presidency could bring significant changes for student loan borrowers, including the taxation of forgiven debt, the end of new forgiveness initiatives, and uncertainty surrounding the SAVE plan and PSLF.
The Hidden Costs of Paying Off Student Loans Early
Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.
Adjusted Gross Income (AGI) and Your Student Loans
Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.
Should I Empty My Retirement Accounts to Pay Off My Student Loans?
Paying off student loans with retirement funds often triggers taxes and penalties, but there are exceptions to these rules.