IBR, PAYE and SAVE for Married Couples who Both Have Student Loans
Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.
Latest Posts in Living with Student Loans
Expert Thoughts on a Student Loan Payment Strike
Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.
Middle-Income Families Hit Hardest by Federal Student Loan Restart
Borrowers on the extreme ends of the income spectrum won’t struggle when federal student loan repayment resumes. The borrowers in the middle are a different story.
The Guide to IDR Forgiveness and the Future Tax Bills
IDR plans like SAVE could result in borrowers receiving a massive tax bill when their student loans are forgiven.
Should I Save for a Home Down Payment or Pay Off Student Loans?
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
Scam Alert: Lender Calls Asking for Date of Birth and Social Security Numbers
Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.
How Cosigned Loans Can Wreck Your DTI and Credit Score
Cosigned loans present major problems even if the borrower never misses a payment.
How to Find a Student Loan Attorney or Bankruptcy Lawyer
There are not many attorneys who specialize in student loan law. However, there are still many ways to find legal help for your student debt.
Why This Site Doesn’t List Scammers by Name
Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.