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Latest Posts in Living with Student Loans

Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.

pslf buyback

How PSLF Buyback Works in 2026: Step-by-Step Guide for Borrowers

If you’re short on qualifying PSLF payments due to deferment or forbearance, PSLF Buyback could be your shortcut to forgiveness. Learn how it works, who’s eligible, and how to apply in 2026.

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student loans and moving abroad

What Happens to Your Student Loans If You Move Abroad? (And How to Handle Them Smartly)

Moving abroad doesn’t cancel your student loans — but it changes how they’re managed. Learn how the Foreign Earned Income Exclusion (FEIE) can affect your IDR payments, what to watch out for, and how to stay compliant while living overseas.

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The $16,500 Tax Credit You’re Probably Missing If You Run a Small Business

Small business owners can snag up to $16,500 in tax credits over three years just for starting a retirement plan — and it’s easier than you think. Here’s how to qualify, claim, and make the most of it.

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Student Loan Forgiveness Scams vs. Legit Programs – How to Tell the Difference

Separating scammers from legitimate student loan companies might seem difficult, but careful borrowers can usually detect even the best scammers.

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consequences of student debt on mortgage applications

Student Loans and Mortgages: The Impacts and Strategies for Homebuyers

Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.

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Red flags in scam student loan forgiveness offers.

Scam Alert: Student Loan Payment Reduction, Consolidation and Forgiveness by Mail

One of the latest student loan scams involves letters by mail. The letter includes details to appear legitimate, but it isn’t.

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win win hand draws both

4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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What happens to SAVE, PSLF, and other student loan programs if Trump wins

The Worst-Case Scenario for Student Loan Borrowers in a Second Trump Presidency

A second Trump presidency could bring significant changes for student loan borrowers, including the taxation of forgiven debt, the end of new forgiveness initiatives, and uncertainty surrounding the SAVE plan and PSLF.

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man hidden in bricks

The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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