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Latest Posts in opinion

Empathy and the Case for Student Loan Forgiveness

As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.

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Opinion: It is Time for the Government to Automate Income-Driven Repayment Certification

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

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Using a Refinance or Consolidation to Simplify Bill Payments is Dumb

Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.

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Income Share Agreements Won’t Fix the Student Loan Crisis

Income share agreements are appealing for many different reasons. However, ISAs are the not answer to the student loan crisis.

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changes in the future for student debt

The Future of Student Loans: Predictions on Forgiveness, Free Tuition and Repayment Plans

After nearly a decade of closely watching student loan news and developments, I think some changes are on the horizon.

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future PSLF

The Future of Public Service Loan Forgiveness

PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.

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dad money

Do Parents Have a Responsibility to Help Their Child Pay for College?

Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.

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Student Loan Deferments are a Recipe for Disaster

Deferments and forbearances are risky and most borrowers can find better options available.

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a look at a house and a dream

How Student Loans are Dragging Down the Housing Market and Hurting Everyone

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements