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Forgiveness for Many: How to Solve the Student Loan Crisis

Minor tweaks to interest rates and student loan forgiveness could provide relief to millions of student loan borrowers.

Some Americans argue that college should be paid for by students instead of taxpayers. They say college is a privilege, not a right.

Many major media outlets get a lot of clicks by publishing “inspirational” student loan payoff success stories. This trend needs to stop.

Wealthy doctors and Harvard grads are not the people who would benefit from student loan forgiveness or debt cancellation programs.

As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.

Income share agreements are appealing for many different reasons. However, ISAs are the not answer to the student loan crisis.

After nearly a decade of closely watching student loan news and developments, I think some changes are on the horizon.