Empathy and the Case for Student Loan Forgiveness
As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.
As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.
Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.
Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.
Income share agreements are appealing for many different reasons. However, ISAs are the not answer to the student loan crisis.
After nearly a decade of closely watching student loan news and developments, I think some changes are on the horizon.
PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.
Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.
Deferments and forbearances are risky and most borrowers can find better options available.
When student loan borrowers can’t participate in the housing market, it hurts all homeowners.