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Latest Posts in opinion

future PSLF

The Future of Public Service Loan Forgiveness

PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.

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dad money

Do Parents Have a Responsibility to Help Their Child Pay for College?

Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.

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a look at a house and a dream

How Student Loans are Dragging Down the Housing Market and Hurting Everyone

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

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plan B on student loan forgiveness for all

Eight Alternatives to Student Loan Forgiveness for All

Student loan forgiveness for all and debt cancelation are controversial solutions to a major problem. Other options might not be as helpful, but could be easier to make a reality.

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myth exposed

Putting an End to the Good Debt Fairy Tale

Many finance “experts” call student loans a form of “good” debt. This line of thinking is both outdated and dangerous.

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wiping out all student debt

Could the Government Forgive All Student Loans?

Canceling all federal student loans might be surprisingly affordable for Uncle Sam.

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are income share agreements a mistake or a bad idea

Income Share Agreements Scare This Student Loan Expert

Income share agreements have the potential to help many students. However, there is also potential for abuse.

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avoiding too much student debt

Picking the “Cheap” College Over More Expensive Options

Skipping an expensive school to attend a more affordable college might be the smartest decision for many students.

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student loan argument

Student Loan Advocates and Borrowers have a Message Problem

Convincing more Americans to take action on the US student loan crisis will require a different strategy to community the problem.

Read more

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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