Student Loan Deferments are a Recipe for Disaster
Deferments and forbearances are risky and most borrowers can find better options available.
Latest Posts in opinion
How Student Loans are Dragging Down the Housing Market and Hurting Everyone
When student loan borrowers can’t participate in the housing market, it hurts all homeowners.
Eight Alternatives to Student Loan Forgiveness for All
Student loan forgiveness for all and debt cancelation are controversial solutions to a major problem. Other options might not be as helpful, but could be easier to make a reality.
Putting an End to the Good Debt Fairy Tale
Many finance “experts” call student loans a form of “good” debt. This line of thinking is both outdated and dangerous.
Could the Government Forgive All Student Loans?
Canceling all federal student loans might be surprisingly affordable for Uncle Sam.
Income Share Agreements Scare This Student Loan Expert
Income share agreements have the potential to help many students. However, there is also potential for abuse.
Picking the “Cheap” College Over More Expensive Options
Skipping an expensive school to attend a more affordable college might be the smartest decision for many students.
Student Loan Advocates and Borrowers have a Message Problem
Convincing more Americans to take action on the US student loan crisis will require a different strategy to community the problem.
Income-Share Agreements Pros and Cons
Income-share agreements are growing in popularity as a student loan alternative. ISAs have some big advantages, but there are major risks to consider as well.