Skip to content
The Student Loan Sherpa
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements

Latest Posts in opinion

Borrowers shouldn't panic with student loan planning.

Assuming the Worst About Student Loans Could Be an Expensive Mistake

Despite political posturing, major overhauls to established programs face significant hurdles. Avoiding panic-driven decisions can save you money and stress.

Read more

Student Loan Deferments are a Recipe for Disaster

Deferments and forbearances are risky and most borrowers can usually find better options available. However, not all are created equal, and some present borrowers with unique opportunities.

Read more

december 31 deadline for FFEL borrowers to consolidate

The Department of Education Needs to Extend the One-Time Payment Count Adjustment Deadline

In a few weeks, a little known deadline will pass and many borrowers will miss out on a great opportunity for quicker student loan forgiveness.

Read more

Woman outlook on what is coming for SAVE repayment plan

Will SAVE Survive Long-Term After Nearly Getting Defeated in the Senate?

Borrowers on SAVE will soon have political and legal protections that should keep the repayment plan available for many years to come.

Read more

angry borrowers on strike refuse to make student loan payments

Expert Thoughts on a Student Loan Payment Strike

Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.

Read more

two people warn borrowers about dangers of missing payments after restart

Advice to Ignore Student Loan Restart is an Awful Idea

The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.

Read more

old man claims college student is an irresponsible loan borrower

Debunking the Irresponsible Borrower Myth: Understanding the Realities of Student Loan Debt

Irresponsible borrowers often get blamed for the student loan crisis. In reality, borrowers are often the biggest victims of a deeply flawed system.

Read more

Brain Development, College Planning, and a Lifetime of Student Debt

Scientists have found that brain development isn’t nearly finished by age 18. Should this impact how we treat borrowers and student loans?

Read more

Why This Site Doesn’t List Scammers by Name

Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.

Read more

Older posts
Page1 Page2 … Page6 Next →
More Articles

Have a Question?

I love getting reader emails!

Answering questions helps me identify the issues borrowers face and makes this site a better resource.

Ask The Sherpa

Site Navigation

Repayment
Refinance
Life with Loans
Planning for School

Follow the Sherpa

© 2013 - 2025 The Student Loan Sherpa

Privacy Policy Terms of Service
Next Page »
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements