Assuming the Worst About Student Loans Could Be an Expensive Mistake
Despite political posturing, major overhauls to established programs face significant hurdles. Avoiding panic-driven decisions can save you money and stress.
Latest Posts in opinion
Student Loan Deferments are a Recipe for Disaster
Deferments and forbearances are risky and most borrowers can usually find better options available. However, not all are created equal, and some present borrowers with unique opportunities.
The Department of Education Needs to Extend the One-Time Payment Count Adjustment Deadline
In a few weeks, a little known deadline will pass and many borrowers will miss out on a great opportunity for quicker student loan forgiveness.
Will SAVE Survive Long-Term After Nearly Getting Defeated in the Senate?
Borrowers on SAVE will soon have political and legal protections that should keep the repayment plan available for many years to come.
Expert Thoughts on a Student Loan Payment Strike
Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.
Advice to Ignore Student Loan Restart is an Awful Idea
The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.
Debunking the Irresponsible Borrower Myth: Understanding the Realities of Student Loan Debt
Irresponsible borrowers often get blamed for the student loan crisis. In reality, borrowers are often the biggest victims of a deeply flawed system.
Brain Development, College Planning, and a Lifetime of Student Debt
Scientists have found that brain development isn’t nearly finished by age 18. Should this impact how we treat borrowers and student loans?
Why This Site Doesn’t List Scammers by Name
Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.