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Latest Posts in opinion

angry borrowers on strike refuse to make student loan payments

Expert Thoughts on a Student Loan Payment Strike

Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.

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two people warn borrowers about dangers of missing payments after restart

Advice to Ignore Student Loan Restart is an Awful Idea

The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.

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old man claims college student is an irresponsible loan borrower

Debunking the Irresponsible Borrower Myth: Understanding the Realities of Student Loan Debt

Irresponsible borrowers often get blamed for the student loan crisis. In reality, borrowers are often the biggest victims of a deeply flawed system.

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Brain Development, College Planning, and a Lifetime of Student Debt

Scientists have found that brain development isn’t nearly finished by age 18. Should this impact how we treat borrowers and student loans?

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Why This Site Doesn’t List Scammers by Name

Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.

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Five Dangerous Student Loan Myths to Unlearn

Many borrowers cling to common misconceptions about student loans. Not having the facts right isn’t a mere inconvenience — its potentially very expensive.

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Should Borrowers Worry about Republican Plans to End IDR Forgiveness and PSLF?

Some politicians want to end programs like Public Service Loan Forgiveness. The threat to borrowers is currently small, but increasing.

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Should You Feel Guilty About Getting Student Loan Forgiveness?

Not everyone benefits from student loan forgiveness, and some borrowers are dealing with some guilt about their student loan relief.

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Biden Gets a Failing Grade on Student Loan Relief Extension

Two weeks before the scheduled repayment restart and Biden still has not announced what is next for student loan borrowers.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements