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Latest Posts in opinion

Another Victim of the Student Loan Crisis: Scared Students

Has the student loan crisis gotten so bad that we are scaring students away from higher education?

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The Federal Government Should Make 0% Student Loan Interest Rates Permanent

Charging 0% interest on student loans isn’t a handout to borrowers. It is a brilliant investment by the government.

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The Government Desperately Needs to Simplify Student Loan Repayment

Simplifying federal student loan repayment would lower the default rate, help the economy, and prevent scammers from hurting vulnerable borrowers.

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How the Student Loan Crisis Benefits the Wealthy

The student loan benefits for the 1% go far beyond collecting interest and charging outlandish tuition prices at for-profit colleges.

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Expanded Income-Contingent Repayment is Off to a Bad Start

EICR has potential to lower monthly payments for borrowers, but early drafts leave plenty of room for improvement.

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How Borrowers Can Change Student Loan Laws and Policy

Using the right tactics, individual borrowers can have a significant impact on student loan rules.

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Four Fixes for Biden’s Expanded Public Service Loan Forgiveness

The limited waiver is a huge break for PSLF borrowers with repayment plan and loan eligibility issues. Unfortunately, this fix overlooked a few major issues.

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Balancing Student Loans, Debt, and the College Experience

Going away to college to get the “college experience” is a reasonable goal, but making smart student loan decisions is critical.

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Republicans Make Deeply Flawed Argument Against Loan Forgiveness

It is ridiculous to argue that student loan forgiveness is a handout for the wealthy or a program that doesn’t benefit most Americans.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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