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Latest Posts in Debt Elimination

Eliminating student loan debt isn’t one-size-fits-all. Whether you’re deciding between paying off private vs. federal loans, making extra payments, or just coasting until forgiveness kicks in, this section breaks down your options with practical tips and strategy-first advice.

Am I Going to Regret Aggressive Student Loan Repayment?

Quickly repaying student debt is a great way to save on interest and often the responsible choice, but this strategy does have risks.

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Tips for Negotiating with Student Loan Lenders

Options for negotiating with student loan lenders are limited, but there are a few circumstances where it can be done.

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Paying Off Student Loans on an Average Income – The Mindset to Survive

Student loan help seems more plentiful for the poor and the wealthy, but borrowers stuck in the middle have options to erase debt.

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option responsible borrowers overlook

The $1,000 Mistake Made by Responsible Borrowers

Paying extra towards your student loans is a great idea, but it is important that you are strategic about the loan you attack.

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Fact or Fiction: Can I payoff my student loans with a lump sum?

Negotiating a student loan payoff usually isn’t possible except for a couple very limited situations.

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pointing to change

Why Lowering Federal Payments to Pay Off Private Loans Can be the Smart Approach

Private loans are usually worse than federal loans. Getting a lower federal payment to free up cash to eliminate the private debt is often a smart move.

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lawyer gavel money

Student Loan Repayment Strategy for Private Practice Attorneys

Student loan help isn’t limited to government attorneys. Lawyers in the private sector have many resources available for law school debt elimination.

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ten dollar bill and five dollar bill

How $10 a month can make a huge difference in your student loans

$10 per month may not sound like a lot of money, but if you can pay $10 extra per month, it can make a huge difference on your student loans.

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steps to 10

How to Pay Off Student Loans in Ten Years or Less

Even if you have a larger student loan balance, knocking out student debt in under ten years is a reasonable goal.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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