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Latest Posts in Debt Elimination

Eliminating student loan debt isn’t one-size-fits-all. Whether you’re deciding between paying off private vs. federal loans, making extra payments, or just coasting until forgiveness kicks in, this section breaks down your options with practical tips and strategy-first advice.

The Sherpa Plan for Easing into Aggressive Repayment

Learn how paying a few extra bucks each month towards your student loan can pay it off in about half the time. It isn’t a trick – it’s math.

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Pay Your Student Loans Like an Ivy Leaguer

Ivy Leaguers are paying off student loans faster than the rest of us. Is it because they make more money or are they just being smarter?

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house convert to cash HELOC

Is it a good idea to pay off student loans with a HELOC?

Using a Home Equity Line of Credit (HELOC) to pay off student loans has a couple big advantages, but it comes with major risks.

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Help! I owe 500k in student loans (that’s half a million!!)

Repaying $500,000 in student loans is an epic challenge, but even on a salary of $72,000 per year, it can be done.

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bankruptcy

Student Loans and Bankruptcy: A Quick Introduction

Discharging student debt in a bankruptcy isn’t impossible. However, it is really hard. The rules for student loans are different from most other forms of debt.

Read more

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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