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Latest Posts in Debt Elimination

Eliminating student loan debt isn’t one-size-fits-all. Whether you’re deciding between paying off private vs. federal loans, making extra payments, or just coasting until forgiveness kicks in, this section breaks down your options with practical tips and strategy-first advice.

The Downside or Danger to Paying Off Student Loans in Full

Elimination of student debt is the goal of any student loan borrower, but there are few items to consider before making that last payment.

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Avalanche vs. Snowball: Which Student Loan Repayment Strategy is Best?

Avalanche and Snowball are popular debt repayment strategies that can quickly eliminate student loans, but they both come with pros and cons.

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How to Repay Massive Undergraduate Student Debt ($100,000 or more)

Six figures worth of undergrad debt can be especially difficult to repay because of all the private loans that are usually included.

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Seven Expert Tips for Repayment of Multiple Student Loans

Juggling multiple student loans can make repayment a challenge, but these tips will help you find the right balance.

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Tips to Put an End to Student Loan Procrastination

I’ve struggled with procrastination my entire life and getting past student loan procrastination was a major challenge.

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real job means student loan repayment

Dealing With Student Loans Once You Get Your First Real Job

Getting your first “real” job means more than just health benefits. For many student loan borrowers, it creates many new opportunities for debt elimination.

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How to Pay Back Student Loans on a $15 Per Hour Job

Student loan repayment on a $15 per hour salary presents plenty of challenges, but there are opportunities for borrowers to eliminate debt.

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How Much Do I Need to Earn to Pay Off My Student Loans?

The minimum salary to afford student loan payments will depend upon many factors including: loan balance, interest rates & loan type.

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refinance mortgage pay off student loans

Using a Cash-Out Mortgage Refinance to Pay Down Student Loans

Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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