Should I Put Money in a 401(k) or Pay Down My Student Loans?
Having student loans doesn’t mean you should ignore your retirement accounts. In some cases, it is better to save for retirement than it is to pay down debt.
Latest Posts in Living with Student Loans
Are You Getting Suspicious Calls About Student Loan Consolidation?
Student loan consolidation is a legitimate process, but calls advertising consolidation services are often scams.
The Reason Your Credit Score Went Down After Your Last Student Loan Payment
Debt elimination is a good thing, but some borrowers see a temporary drop in their credit score when they pay off an old student loan.
Help! I Fell for a Student Loan Scam! How Do I Fix Things?
If you have fallen for a student loan scam, acting quickly to fix the issue is essential.
Refinancing and the Student Loan Interest Tax Deduction
For most borrowers, a student loan refinance will not change eligibility for the student loan interest tax deduction.
Paying Down Student Loans vs. Investing in a Roth IRA
Deciding between attacking student loans and investing in a Roth IRA usually comes down to interest rates and how much risk you can tolerate.
Using a Cash-Out Mortgage Refinance to Pay Down Student Loans
Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.
Navigating Cosigned Student Loans and Mortgage Applications
If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.
Will Getting an Inheritance or Large Gift Increase My Student Loan Payments?
In most cases an inheritance or gift won’t impact your monthly student loan payments, but there is at least one exception that could cause payments to go up.