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Latest Posts in Living with Student Loans

Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.

refinance mortgage pay off student loans

Using a Cash-Out Mortgage Refinance to Pay Down Student Loans

Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.

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Navigating Cosigned Student Loans and Mortgage Applications

If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.

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mailbag inheritance student loan payment

Will Getting an Inheritance or Large Gift Increase My Student Loan Payments?

In most cases an inheritance or gift won’t impact your monthly student loan payments, but there is at least one exception that could cause payments to go up.

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married couple red x on hands

Help! My Student Loan Payment Went Up Because I Got Married!

Getting married impacts student loan payments on several different federal repayment plans. Couples have several options to get payments lowered back to normal.

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Taxes and Student Loans: Married Filing Jointly or Married Filing Seperately?

Married couples on IDR plans need to carefully consider the pros and cons of filing taxes separately. It could mean a huge savings on your monthly student loan bill.

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shelter breakdown

Sheltering Income for lower Student Loan Payments

It is possible for student loan borrowers to have income excluded from their income-driven repayment plan calculations.

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condo for sale

Should I sell my Condo to pay off my student loans?

Selling a condo to pay off student loans is a desperate move and better options are normally available.

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a look at a house and a dream

How Student Loans are Dragging Down the Housing Market and Hurting Everyone

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

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Why rush to pay off my student loans if I can deduct the interest?

A student loan interest deduction is a nice perk at tax time, but it isn’t valuable enough to change student loan repayment strategy.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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