Middle-Income Families Hit Hardest by Federal Student Loan Restart
Borrowers on the extreme ends of the income spectrum won’t struggle when federal student loan repayment resumes. The borrowers in the middle are a different story.
Latest Posts in Living with Student Loans
Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.
The 2026 Student Loan Tax Bomb: How to Prepare for IDR Forgiveness (2026–2030 and Beyond)
Borrowers with 20–25 year IDR forgiveness timelines could face the 2026 student loan tax bomb. Learn how to plan ahead, estimate potential tax bills, and protect your finances with smart savings and professional guidance.
Should I Save for a Home Down Payment or Pay Off Student Loans?
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
Student Loan Tips for October 2025: 5 Smart Moves to Make This Month
Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.
Scam Alert: Lender Calls Asking for Date of Birth and Social Security Numbers
Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.
How Cosigned Loans Can Wreck Your DTI and Credit Score
Cosigned loans present major problems even if the borrower never misses a payment.
How to Find a Student Loan Attorney or Bankruptcy Lawyer
There are not many attorneys who specialize in student loan law. However, there are still many ways to find legal help for your student debt.
Why This Site Doesn’t List Scammers by Name
Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.
Democrats and Republicans Move in Opposite Directions on Student Loans
For decades, Democrats and Republicans largely agreed on many student loan issues. Today, they have little common ground.
