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Latest Posts in Living with Student Loans

Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.

Student Loans and Your Mental Health: The Causes and Treatment of Anxiety and Depression

Student loans can cause more than just financial strain. For many borrowers they can lead to serious mental health issues like anxiety and depression.

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What Happens to My Student Loan if my Bank or Lender Collapses?

A bank failure can have significant impacts for student loan borrowers.

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Five Reasons for Student Loan Borrowers to Look Forward to 2023

Borrowers have many reasons for optimism about life with student loans in 2023.

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Student Loan Forgiveness and Refunds: What Gets Taxed

After the initial excitement of student loan forgiveness or a refund, borrowers often worry about tax consequences.

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Watch Out for Biden Student Loan Forgiveness Scams

Great news for student loan borrowers has turned into an opportunity for scammers.

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Congress Passes Legislation to Separate Spousal Joint Consolidation Student Loans

Borrowers with FFELP Joint Consolidation Spousal loans will soon be able to qualify for PSLF and IDR Plans like REPAYE.

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How Inflation, Rising Interest Rates Make it Harder for Student Loan Borrowers to Buy a House

Student loans have always been a hurdle to buying a home. Inflation makes it even more difficult for borrowers to get a mortgage.

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Let’s Ban Colleges From Withholding Transcripts Over Late Fees and Bills

If borrowers can’t afford payments on student loans issued by their college, many schools withhold the students’ transcripts making it harder to get a job.

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How Roth IRA Conversions, 401(k) Withdrawals and Other Retirement Moves Affect Student Loan Payments

Retirement plan contributions, transfers, and withdrawals can raise or lower your monthly student loan payments on IBR, PAYE, and SAVE.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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