Adjusted Gross Income (AGI) and Your Student Loans
Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.
Latest Posts in Living with Student Loans
Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.
Should I Empty My Retirement Accounts to Pay Off My Student Loans?
Thinking about cashing out your 401(k) or IRA to erase student loans? It’s possible — but usually costly. Between taxes, penalties, and decades of lost compound growth, most borrowers come out behind. This guide breaks down when it might make sense, why it usually doesn’t, and smarter alternatives to protect your retirement.
How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments
Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.
2023 Tax Return Strategy, Tips & Deductions for Student Loan Borrowers
Tax season presents several opportunities for borrowers to lower student loan payments and move closer to loan forgiveness.
Federal Student Loans in Retirement: Monthly Payment Calculations, Forgiveness, and Estate Planning
Federal student loan perks provide borrowers with valuable protections during retirement.
The Student Loan Borrower’s Guide to Getting a Car Loan
Cars have never been more expensive, and student debt can complicate finding an auto loan.
The Best Student Loan Repayment Plan for Getting a Mortgage and Buying a House
The best federal student loan repayment plan for mortgage applications is usually — but not always — the one with the lowest monthly payment.
IBR, PAYE and SAVE for Married Couples who Both Have Student Loans
Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.
Expert Thoughts on a Student Loan Payment Strike
Before borrowers embark on student loan payment strikes, they should consider their strategy’s potential effectiveness and other available options.
