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4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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PSLF Employer Lookup: How to Search and Verify Eligibility

If your employer doesn’t qualify for PSLF, none of your payments count — no matter how long you’ve been making them. Here’s how to verify your eligibility the right way.

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borrowers weigh options on how to utilize the SAVE subsidy

SAVE Repayment Strategy: Extra Payments are a Mistake if you get the Interest Subsidy

The SAVE Interest Subsidy is a great resource for borrowers, but if you make payments larger than the minimum, you reduce or eliminate the benefit.

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borrower calculates interest help from SAVE subsidy

SAVE Subsidy Calculator

Enrolling in the new SAVE plan can mean extra help from the government on your student loan interest.

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How Does the SAVE Interest Subsidy Work?

The SAVE interest subsidy makes it the best repayment plan for borrowers struggling to keep up with their federal student loans.

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What happens to SAVE, PSLF, and other student loan programs if Trump wins

The Worst-Case Scenario for Student Loan Borrowers in a Second Trump Presidency

A second Trump presidency could bring significant changes for student loan borrowers, including the taxation of forgiven debt, the end of new forgiveness initiatives, and uncertainty surrounding the SAVE plan and PSLF.

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The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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Can I pay more than the minimum on my IBR, PAYE or SAVE payment plan?

In some cases it is smart to make extra student loan payments. Other times, paying more than the minimum is a waste of money.

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Highlight important concepts on AGI for student loan borrowers

Adjusted Gross Income (AGI) and Your Student Loans

Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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