Should borrowers save for buyback to get forgiveness

Will the SAVE Pause Eventually Count Toward Forgiveness?

Probably not. Interest started accruing again on August 1, 2025. The Department of Education still says the months spent in SAVE-related forbearance won’t count toward forgiveness — and that hasn’t changed. There’s still some hope that borrowers might get retroactive credit later, but that hope is shrinking fast.

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