Adjusted Gross Income (AGI) and Your Student Loans
Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.
SAVE Plan Calculator: Estimate Your Student Loan (Suspended)
The new SAVE plan will offer the lowest monthly payment for the vast majority of borrowers.
Student Loan Discretionary Income Calculator
If you are thinking about IBR, PAYE, REPAYE, or the new SAVE plan, learning how to calculate discretionary income can help save money on student loan payments.
Public Service Forgiveness for Parent PLUS Loans
It is possible for Parent PLUS loans to qualify for Public Service Loan Forgiveness (PSLF), but borrowers have to jump through some hoops.
Biden Administration Extends Student Loan Consolidation Deadline
The terms of the one-time account adjustment deadline are a bit complicated, but consolidation right now is a big opportunity for many federal student loan borrowers.
How Student Loan Forgiveness in Just Ten Years is a Realistic Possiblity
Erasing student debt in less than ten years isn’t guarenteed, but there are realistic options for borrowers to pursue.
This Frequent Mistake by Recent Graduates Just Got More Expensive
Too many graduates regret their initial repayment choices. Learn how opting for SAVE could make all the difference.
PAYE vs IBR After SAVE: How to Choose Your Next Student Loan Plan
The SAVE repayment plan has been officially vacated, and borrowers must transition to a new repayment option. For most, the choice is now a three-way comparison between PAYE, IBR, and the new RAP plan—income-driven options that differ significantly in flexibility, eligibility, and long-term stability. This guide explains how these plans function following the March 2026 court ruling, how the July 2026 launch of the RAP plan affects your choices, and how to select a path that protects your forgiveness progress without guessing your future income.
Sloan Servicing: Why Your Student Loans Were Moved Here
Sloan Servicing is a Nelnet branch that manages older FFEL student loans. Learn how Sloan student loans work, whether you need to consolidate for SAVE or PSLF, and how to manage repayment.
