MyFedLoan Mistakenly Says I’m Delinquent
MyFedLoan said my student loan was delinquent. They were wrong, and it was a headache, but I learned some interesting information.
Sherpa Tip: Talk to Your Lender by Email
Email isn’t just convenient. Sticking to email communication increases lender accountability.
Sherpa Tip: Ask for Lower Payments Even If You Don’t Need Them
Lower payments free up cash to attack high-interest student debt. The same monthly spending can put a bigger dent in your debt.
How do lenders decide on my student loan interest rate?
There are many factors that go into determining a student loan interest rate. Some are based on the borrowers but others are not.
Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?
The right repayment length for your student loan refinance will depend upon your financial resources and how aggressive you want to be.
Retroactive Loan Forgiveness and Fixing PSLF Rejections and Errors
Retroactively fixing Public Service Loan Forgiveness issues would be great, but outside of one limited program, options are limited.
Student Loan Plan: Moving from IBR to REPAYE
Switching from IBR to REPAYE has major benefits, but some couples will need to do some math to find the best option.
Cosigners on Student Loans: A Last Resort Option
Lenders have made cosigning on student loans a routine practice, but cosigning any loan is a risky decision with major consequences.
Getting Married: Do I Refinance and Abandon PSLF?
Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.