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does time on Extended repayment count towards REPAYE

Loan Payoff Date When Switching Repayment Plans

Loan payoff date calculations get complicated for borrowers switching to Income-Driven Repayment plans like REPAYE.

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is a private loan ever better?

Federal vs. Private Student Loans: What You Need to Know

There are several important differences between private student loans and federal loans that all borrowers should understand.

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student loans dont have to end entrepreneurship

Can You Start a Small Business If You Have Student Loans?

Student debt makes starting a business more difficult, but it is possible for borrowers to pursue their entrepreneurial dreams.

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Avoiding marriage for public service loan forgiveness

Waiting on Getting Married to Chase Public Service Loan Forgiveness

Student loan concerns about Public Service Loan Forgiveness and Income-Driven Repayment have one couple considering delaying their marriage.

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how to consolidate or refinance American Education Services Student Debt

AES Student Loan Refinancing and Consolidation

Refinancing and Consolidation of American Education Services (AES) loans can save borrowers a ton of money if done properly.

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black and female students have larger student debt

Disturbing Student Loan Statistics on Gender and Race

Today’s post is a special article written by a reader of the site who approached us with a desire to publish some analysis on how …

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public service loan forgiveness and IDR issues

Mega-Mailbag: PSLF Issues and Income-Driven Repayment Considerations

Today’s huge mailbag covers several different IDR issues and mixes in some Public Service Loan Forgiveness questions as well.

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eliminate student debt and build retirement at the same time

Making Retirement a Possibility Despite Massive Student Debt

Student loans make it hard to save for retirement, especially when you have a lot of debt. However, it is still possible to save for retirement.

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determining the value of education

Determining the Value of Your Education

With high tuition prices, college is not always a good deal. There are several ways to evaluate the price of a school.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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