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benefits of tax refund towards student debt

The Benefits of Using Tax Refunds to Pay Down Student Loans

Using a tax refund to knock out student debt isn’t sexy, but it has some major advantages.

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steps to take to get it under control

Steps to Take When Federal Student Loan Interest Grows Out of Control

Interest on federal student loans can be a major issue, but there are resources available to keep this expense in check.

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refinance navient good idea

Should I Refinance My Navient Loans?

Refinancing Navient loans hopefully means lower interest rates and better service, but it isn’t always the best decision.

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public service loan forgiveness employer eligibility

How do I know if my Employer is Eligible for Public Service Loan Forgiveness?

The Department of Education has several great resources for verifying if your employer is eligible for the PSLF program.

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avoiding too much student debt

Picking the “Cheap” College Over More Expensive Options

Skipping an expensive school to attend a more affordable college might be the smartest decision for many students.

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getting a mortgage on IBR

IBR, PSLF, and Mortgages… Oh My! How to buy a house and chase forgiveness.

Qualifying for Public Service Loan Forgiveness and buying a house are two goals that both require careful planning for student loan borrowers.

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loan origination and distribution fee basics

Student Loan Origination Fees: The Basics and Avoiding Them

Loan origination fees should be avoided for nearly all student loans. Federal loans are a noteworthy exception to this rule.

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student loan argument

Student Loan Advocates and Borrowers have a Message Problem

Convincing more Americans to take action on the US student loan crisis will require a different strategy to community the problem.

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Income Driven Repayment Mistake

When Income-Driven Repayment Plans Like IBR, PAYE and REPAYE are a Mistake

IDR plans are usually the best choice for many student loan borrowers. However, there are times when opting for another plan is the best option.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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