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Rehabilitation or Consolidation for Defaulted Student Loans?

Consolidation is a quick fix to defaulted federal student loans. Rehabilitation takes a bit longer but has some major advantages.

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Why We Deny the Student Loan Crisis

There is a scientific explanation for the reason people deny problems like the student loan crisis.

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Should Parents Be Expected To Pay For College?

Parental responsibility for college tuition is a complicated question. There are several factors to consider when deciding who should foot the bill.

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Managing your student loans when you are out of the country

Whether your a living abroad or on extended travel, it is important to have a plan in place to manage your student loan bills.

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Guide to Getting your First Student Loan

Getting that first student loan is usually easy. Finding the right student loan takes bit of time, but it is worth the effort.

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Paying for College for Borrowers Who Can’t Get a Cosigner

If you can’t find a cosigner and can’t get any more student loans, you might feel desperate. However, there are many resources available to help your situation.

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Student Loans and Salary Negotiations

Should student loans enter the discussion when you are negotiating with a new employer? In some cases, it can get you a bigger salary. In others, it might be a mistake.

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How do I file a complaint about my student loan company?

If you want to get the attention of your lender — and government oversight on your problem — filing a compliant with the CFPB is a great move for student loan borrowers.

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Graduated and Extended Repayment Plans – Useless Relics

The graduated and extended repayment plans offer lower payments than the standard repayment plan. However, these older-style plans don’t match up to more recent repayment plan offerings.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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