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Federal Student Loan Benefits: The Perks and Borrower Protections

The benefits of federal student loans go far beyond interest rates.

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How Much Do I Need to Earn to Pay Off My Student Loans?

The minimum salary to afford student loan payments will depend upon many factors including: loan balance, interest rates & loan type.

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Student Loan Repayment Strategy for the Recent Graduates who Can’t Find a Job

Finishing school and not being able to find a job is scary, but help is available so that borrowers can keep their student loans under control.

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Juno Student Loans and Student Loan Refinancing Review

Juno doesn’t offer student loans or refinancing. Instead, Juno is a tool to help borrowers find the best possible interest rates.

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Repayment Gaps and Student Loan Forgiveness

A gap in repayment may delay student loan forgiveness, but borrowers usually don’t have to start over.

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refinance mortgage pay off student loans

Using a Cash-Out Mortgage Refinance to Pay Down Student Loans

Using home equity to pay off student loans can work in some circumstances, but this strategy has major risks.

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Am I Going to Regret Aggressive Student Loan Repayment?

Quickly repaying student debt is a great way to save on interest and often the responsible choice, but this strategy does have risks.

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The Impact of the Federal Interest and Payment Freeze on Loan Forgiveness (UPDATED)

Forbearance and deferments don’t usually count towards student loan forgiveness, but the Covid-19 payment pause is an exception.

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Student Loan Refinancing for Government Employees

Refinancing has some risks for government workers, but there are times that it can be a smart move.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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