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real job means student loan repayment

Dealing With Student Loans Once You Get Your First Real Job

Getting your first “real” job means more than just health benefits. For many student loan borrowers, it creates many new opportunities for debt elimination.

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How to Pay Back Student Loans on a $15 Per Hour Job

Student loan repayment on a $15 per hour salary presents plenty of challenges, but there are opportunities for borrowers to eliminate debt.

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Federally Held Loans vs. Federal Student Loans

Federal student loans and Federally Held student loans sound very similar, but slight differences between the two terms can add up to real money for borrowers.

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Five Reasons Cosigning a Student Loan is a Mistake and One Exception

Cosigning on a student loan is usually a bad idea.

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student gets her college degree

How to Get a Four-Year Degree with Minimal Student Debt

A college degree doesn’t have to mean a lifetime of living with student loans.

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When Should I Refinance My Student Loans?

Proper timing when refinancing student loans is a great way to save money and eliminate risk.

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Stamp of Approval

How to Qualify for a Navient Cosigner Release (Plus a Shortcut)

Navient doesn’t like releasing cosigners, but there are ways to remove a cosigner from your Navient loan.

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Federal Student Loans and Capitalized Interest

Capitalized interest is one of the reasons that student debt can spiral out of control. It is also avoidable in many circumstances.

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Student Loan Management for High Earners

A strong income opens up many doors and strategies for student loan elimination.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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