Student Loan Insights, Tips, and Updates

Opinion: It is Time for the Government to Automate Income-Driven Repayment Certification

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.

Refinancing usually requires a steady income and decent credit score. Unemployed borrowers will need a cosigner if they want to refinance.

IDR plans like PAYE, REPAYE, and IBR were designed to provide borrowers with affordable payments. For the unemployed, this often means $0 payments.

Graduate students should pay close attention to their undergrad loans. Grad school presents several opportunities to improve your debt situation.

The Covid-19 student loan relief programs have created many new opportunities for borrowers to eliminate debt.

The refinance lender ranking methodology at The Student Loan Sherpa is different than the approach used by other sites.

A financial aid offer is a useful starting point for projecting yearly costs, but parents and students need to do some additional planning.

Sometimes strange things happen with student loan refinancing, but the process is relatively quick and issues often resolve themselves.