Laurel Road vs. Earnest Student Loan Refinance Showdown
Earnest and Laurel Road are two top refinance lenders, but they target borrowers using very different strategies.
Latest Posts in 
Pedro Gomez, CFP®
PSLF Repayment Plans: What Qualifies, What Doesn’t, and How to Fix Mistakes
Not all federal repayment plans count toward PSLF — and choosing the wrong one can cost you years of progress. This guide covers every qualifying plan, what’s changed under the 2026 OBBB overhaul, and what to do if you’ve already been on the wrong plan.
What is the Difference Between the Limited Waiver and Temporary Expanded Public Service Loan Forgiveness?
The Limited Waiver and TEPSLF were both created to help more borrowers qualify for PSLF.
Expanded PSLF Means Huge Refunds for Some Borrowers
The recent changes to Public Service Loan Forgiveness may mean that borrowers who had FFELP or Perkins loans get a huge refund.
PSLF: Ten Years or 120 Payments?
Public Service Loan Forgiveness takes ten years, but the 120 certified payment requirement is much more accurate.
Earnest vs. Splash Financial: Student Loan Refinance Showdown
Slight differences in interest rates, loan terms, and approval chances give Splash Financial the edge over Earnest.
Student Loan Servicer Changes: How to Handle Loan Transfers
Borrowers usually can’t prevent loan servicing changes or student loan transfers, but they can take steps to avoid problems. Here’s what to do if your student loan servicer changes.
Old IBR vs. IBR for New Borrowers: Comparing IBR Plans
IBR and IBR for New Borrowers sound similar, but the two plans have different monthly payments and different rules for student loan forgiveness.
The Future of Public Service Loan Forgiveness
PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.
