SAVE Plan Calculator: Estimate Your Student Loan (Suspended)
The new SAVE plan will offer the lowest monthly payment for the vast majority of borrowers.
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Pedro Gomez, CFP®
PAYE vs IBR After SAVE: How to Choose Your Next Student Loan Plan
The SAVE repayment plan has been officially vacated, and borrowers must transition to a new repayment option. For most, the choice is now a three-way comparison between PAYE, IBR, and the new RAP plan—income-driven options that differ significantly in flexibility, eligibility, and long-term stability. This guide explains how these plans function following the March 2026 court ruling, how the July 2026 launch of the RAP plan affects your choices, and how to select a path that protects your forgiveness progress without guessing your future income.
Sloan Servicing: Why Your Student Loans Were Moved Here
Sloan Servicing is a Nelnet branch that manages older FFEL student loans. Learn how Sloan student loans work, whether you need to consolidate for SAVE or PSLF, and how to manage repayment.
Does Deferment or Forbearance Time Count for Student Loan Forgiveness?
Time in deferment or forbearance usually doesn’t count toward PSLF or IDR forgiveness, though narrow processing exceptions and upcoming retroactive options may apply.
Should I Empty My Retirement Accounts to Pay Off My Student Loans?
Thinking about cashing out your 401(k) or IRA to erase student loans? It’s possible — but usually costly. Between taxes, penalties, and decades of lost compound growth, most borrowers come out behind. This guide breaks down when it might make sense, why it usually doesn’t, and smarter alternatives to protect your retirement.
How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments
Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.
Why Your Student Loan Balance Is Zero (Nelnet, Mohela & More)
If your federal student loan balance suddenly drops to zero, there are several logical reasons that might explain what happened.
The 2026 Student Loan Tax Bomb: How to Prepare for IDR Forgiveness (2026–2030 and Beyond)
Borrowers with 20–25 year IDR forgiveness timelines could face the 2026 student loan tax bomb. Learn how to plan ahead, estimate potential tax bills, and protect your finances with smart savings and professional guidance.
Student Loan Tips for October 2025: 5 Smart Moves to Make This Month
Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.
