Latest Posts in Pedro Gomez, CFP®

Pedro Gomez is the new Student Loan Sherpa and a Certified Financial Planner™ with over a decade of experience helping clients navigate complex financial decisions. He is the founder of Global Financial Plan, where he writes about international living, geoarbitrage, and strategies for retiring young, and also leads Brickell Financial Group, a registered investment advisory firm focused on accelerating financial freedom. Pedro is the architect behind the “12 Levels of Financial Freedom” framework and blends student loan strategy with long-term planning, tax efficiency, and investing. His work is especially geared toward upwardly mobile professionals, entrepreneurs, and those looking to design a life beyond the default path. Pedro is available for strategy sessions and press inquiries.

GOP Student Loan Reform: What Borrowers Should Know (June 2025)

After a Senate rules ruling blocked parts of the GOP’s student loan reform bill, Republicans quickly revised and advanced a modified version. Here’s what’s staying, what’s changing, and what it means for borrowers on IDR or PSLF.

Parent PLUS Borrowers: New Student Loan Reforms and What to Do Now

Parent PLUS borrowers face major changes under proposed student loan reforms. This guide breaks down the current repayment landscape, the new legislative threats, and the urgent steps parents should take now to protect their options.

Senate GOP’s Student Loan Overhaul: What Borrowers Need to Know

Senate Republicans have introduced a major student loan reform bill that could end current IDR plans, cap borrowing, and reshape repayment options. Here’s what borrowers need to know and how to prepare.

Federal Student Loan Interest Rates 2025-2026 | Key Rates & Info

Federal student loan interest rates for the 2025-2026 academic year are now official, and if you’re planning to borrow this year, these are the numbers that will shape your payments for years to come.

Learn how all federal borrowers can benefit from the SAVE lawsuit

SAVE Plan Litigation: What Higher-Income Borrowers Need to Know Right Now

SAVE plan litigation threatens key benefits. Learn what’s at stake and how borrowers can make the most of it.

The Future of IDR Plans: What’s Happening to SAVE, PAYE, IBR, and ICR in 2025

Ongoing legal challenges and regulatory changes have significantly impacted Income-Driven Repayment (IDR) plans, leaving borrowers uncertain about the best strategies for managing their student loans. This article provides the most current information to help borrowers navigate these complexities.

What the GOP’s Student Loan Bill Could Mean for You

The GOP just unveiled a student loan plan that could end forgiveness and reshape repayment. Here’s what it means—and what to do next.

Best refinance rates for 2026 banner with calculator, house models, and downward percentage arrow

The Best Student Loan Refinance Rates

As inflation has slowed, student loan interest rates have also lowered. Borrowers with higher interest rate loans may find the current options particularly appealing.

Borrowers evaluate options for IBR, ICR, PAYE or waiting.

Should I Switch Out of the SAVE Plan?

With the SAVE plan ending, borrowers in administrative forbearance need to act fast. Switching to IBR, ICR, or PAYE resumes forgiveness progress, prevents balances from growing, and may preserve temporary tax-free treatment for those who’ve already reached the 20- or 25-year forgiveness threshold. Learn what steps to take before December 31, 2025.