IBR, PSLF, and Mortgages… Oh My! How to buy a house and chase forgiveness.
Qualifying for Public Service Loan Forgiveness and buying a house are two goals that both require careful planning for student loan borrowers.
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Michael P. Lux, Esq.
Student Loan Origination Fees: The Basics and Avoiding Them
Loan origination fees should be avoided for nearly all student loans. Federal loans are a noteworthy exception to this rule.
Student Loan Advocates and Borrowers have a Message Problem
Convincing more Americans to take action on the US student loan crisis will require a different strategy to community the problem.
When Income-Driven Repayment Plans Like IBR, PAYE and REPAYE are a Mistake
IDR plans are usually the best choice for many student loan borrowers. However, there are times when opting for another plan is the best option.
MyFedLoan Mistakenly Says I’m Delinquent
MyFedLoan said my student loan was delinquent. They were wrong, and it was a headache, but I learned some interesting information.
Sherpa Tip: Talk to Your Lender by Email
Email isn’t just convenient. Sticking to email communication increases lender accountability.
Sherpa Tip: Ask for Lower Payments Even If You Don’t Need Them
Lower payments free up cash to attack high-interest student debt. The same monthly spending can put a bigger dent in your debt.
How do lenders decide on my student loan interest rate?
There are many factors that go into determining a student loan interest rate. Some are based on the borrowers but others are not.
Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?
The right repayment length for your student loan refinance will depend upon your financial resources and how aggressive you want to be.
