Retroactive Loan Forgiveness and Fixing PSLF Rejections and Errors
Retroactively fixing Public Service Loan Forgiveness issues would be great, but outside of one limited program, options are limited.
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Michael P. Lux, Esq.
Student Loan Plan: Moving from IBR to REPAYE
Switching from IBR to REPAYE has major benefits, but some couples will need to do some math to find the best option.
Cosigners on Student Loans: A Last Resort Option
Lenders have made cosigning on student loans a routine practice, but cosigning any loan is a risky decision with major consequences.
Getting Married: Do I Refinance and Abandon PSLF?
Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.
Using Mint.com to Pay Off Student Loans
I have concerns about Mint security, but it is very useful at tracking my budget and my progress towards student loan elimination.
What Costs and Fees Should I Pay for Student Loan Refinancing?
Borrowers shouldn’t have to pay any fees to refinance their student loans. Unlike a mortgage refinance, the process should be free.
The Ten Best Student Loan Loopholes and Hacks
After nearly a decade of helping borrowers with their student loans, these are my favorite strategies to eliminate debt.
Identifying the Stakeholders in Solving the Student Loan Crisis
Any fix to the the student loan crisis will impact many different groups in different ways. Some will gain and some will lose.
Graduate PLUS Loans vs. Private Loans
Private lenders like to compare rates against Graduate PLUS loans, but when you compare all of the loan features, Graduate PLUS loans usually come out ahead.
