Piggy Bank

Earn More, Spens Less: Volume 5

Michael Lux Blog, Earn More, Money Saving Tips, Spend Less 4 Comments

This week I was doing some online shopping for a tent.  I figured this would probably be a slow time of the season for tent sales and I might be able to find a good deal.

One major retailer had the model I wanted on sale AND they were offering a 10% discount for people who sign up for their email list.  I jumped all over this opportunity.  Unfortunately, when I used the link in the email they sent me, my 10% did not show up in the cart.

I figured that there was some explanation for why my tent wasn’t being reduced, but after searching all over the website I couldn’t find it.  I decided to have a “help chat” with their support people.  Via instant message I explained what my problem was.  They explained to me that the brand of tent I had selected was not eligible.

I was disappointed with all the work I had done to investigate leading me nowhere and when I was given a list of all the brands that didn’t qualify, I felt a little bit like they had taken advantage of me.  I messaged the person and explained that I was frustrated that such a large list of brands didn’t qualify for the discount and that they made it incredibly difficult to get this information.  I said I would be taking my business elsewhere.

Instead of just apologizing, this person gave me a promotion code for 10% of ANY purchase and told me it would be good for the next 24 hours.  I bought the tent for a great price.

Moral of the story: Even when dealing with large chains, price is negotiable.

Now for the best tips from the web on earning more money and spending less…


Jeff @ Making Sense of Cents writes Don’t Let Addicting Side Hustles Ruin You – I’m somewhat new to having a side hustle and I’ve quickly discovered just how addicting it can be. I find myself trying to dedicate nearly all of my free time to my blog. Even when I’m engaged in other activities, my mind somehow wanders back to my side hustle. Quite honestly, it’s difficult to keep side hustle thoughts away.

Sam @ Grad Money Matters writes 8 Things You Must Do Before You Even Start Looking for Clients – So you have decided to give freelancing, one of the most popular money making ideas, a shot. Great! What now? Where do you get started? Well, considering that the three most important words in the world of freelancing are – clients, clients and clients, we may as well get started there. Freelancers work based on the demands of their clients, and without clients, a freelancer would be just another couch potato. Finding clients is the ultimate goal for freelancers, but before you even you start

Dividend Growth Investor @ Dividend Growth Investor writes Long Term Dividend Growth Investing – The only thing that is constant in life is change. The world of dividend investing closely follows this eternal truth as well.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes 17 Tips For Coping With Money and Life Problems – Money problems? Life problems? Learn actionable solutions to cope with money and life issues.

Holly @ Club Thrifty writes Is Making Money Blogging Wrong? – Last week, I wrote about how I earned a free weekend getaway using credit card rewards. And, for some reason, it rubbed a few people the wrong way.

Sam @ The New Business Blog writes How to be a Balanced Entrepreneur – When it comes to professions, being an entrepreneur is probably one of the most imbalanced. The reason is that there are extreme highs as an entrepreneur and, occasionally, crushing lows.

Dollar @ Easy Extra Dollar writes Make extra money through working from home – It is essential to anticipate delivering the job on the top quality which will not achieve the needs along with interest, although this exceeds to an objective from the consumer. In order to generate quick money without the need of your manager you should only need a laptop or even a computer that you can make use of, and most especially, you are determining with motivation.

Robert @ Cult Of Money writes How to Make Time for a Side Hustle – If you have been racking your brain on how you can pull off working a 9-5, take care of a family, and work on side income, I’m here to show you how it’s done. Here is everything you need to know to make time for your side hustles.

Adam @ Money Bulldog writes The Financial Benefits of Volunteer Work – Get yourself familiar with the financial gains that a lot of people wouldn’t expect from volunteer work.

Martin @ Studenomics writes Branding Tips For All 20-Somethings From a Dude That Hates Branding – How you can earn more with how you present yourself.

John S @ Frugal Rules writes Has an Uncertain Stock Market Derailed Your Investment Plan? – If you’ve been following the news the past few weeks it has made it difficult to know what to do with your investment portfolio. The fact is there is always something going on in the news and the best thing is to focus on your investing goals and continue to work on building wealth and growing your retirement portfolio.

Jeremy @ Modest Money writes 9 Ways You Can Make Money From Blogging – Some people may start out blogging specifically to earn some side income. Other people start a blog only to later find out that they could be profiting from it. Either way, the money isn’t just going to fall into your lap. You’ve got to put a plan in place and see it through.

Pauline @ Make Money Your Way writes Side hustle series: How I make money flipping phones – This is a guest post from Stephen he will explain how he make money flipping phones.

Miss T. @ Prairie Eco Thrifter writes Alternatives to College – An associates degree can be the key to a good life, one with a job you love that pays you enough.


Lisa E. @ Lisa Vs. The Loans writes The Future You – Are you making life easier or more difficult for Future You? What things do you need to sacrifice in order for Future You to be content?

Anton Ivanov @ Dreams Cash True writes 10 Ways to Show You Care without Breaking the Bank – Expensive dates or lavish gifts will probably not win her (or his!) heart. But these 10 simple and cheap ways to show you care just might.

Monica @ Monica On Money writes Do You Make These 9 Budgeting Mistakes? – We all make mistakes with our budgets, even those who seem to have it all together financially.

FI Pilgrim @ FI Journey writes How Much Does Your Job Cost You? – We usually evaluate our budgets in terms of income and expenses. But how would removing your job costs impact your journey toward FI?

Katie @ IRA Basics writes Benefits of a Budget – Budget. It is a dreaded word, not one that instills ideas of grandeur and immense fun. It is also a word that is often neglected, an idea that most of us would rather not think about.

Christopher @ This That and The MBA writes Money Saving Tips For College Students – Always ask for students discounts. Bring packed-lunch to school. Find the cheapest pub in the area and stick to it. When going to the groceries, carefully make a shopping list and stick to it. Look for online shops, sometimes stuff are cheaper there. When buying books, first check Amazon marketplace or Ebay and scout for low prices.

Robert @ Kids Ain’t Cheap writes 4 Tips for Saving When Moving Abroad – So, moving is a tough activity! When I was a kid, I always dreamed of moving from one house to the next, of course always with the provision that I was moving to a progressively better house with each move. It never occurred to me then, and it didn’t really hit home until the past two years, that moving is a very involved job.

Matt Becker @ Mom and Dad Money writes Disputing Credit Card Fees Really Works! – Today I’d like to tell you the story of my embarrassing missed credit card payment and my subsequent successful endeavor to erase all financial history of that mistake.

Adam @ Money Rebound writes The Mistakes That Stop Your Savings Account from Building Up – Want to know which habits can cost you money in the long run? Well, it’s time to break loose from them.

Pauline @ Reach Financial Independence writes Is It Nearly Christmas Already? The Smart Guide to Buying Gifts – This is a guest post of Robert from Money Bulldog who talks about how to shop smart for Christmas.

Lazy Man @ Lazy Man and Money writes Free Shipping Online – Buying products online has its own advantages and drawbacks.

Alexa @ Single Moms Income writes Tips from an Insurance Agent: How to Really Save Money on Insurance – I have been an insurance agent for a little over a year now. Even though I sometimes complain about my job, I promise you, I know personal lines insurance like the back of my hand.

Connie @ Savvy With Saving writes How To Save At Starbucks – If I have one vice when it comes to money, it is coffee. While I try to be frugal, I still need my morning cup (or two) of coffee everyday.

  • MoneySmartGuides

    I hate when I get those 10% offers and in the fine print they exclude 90% of the brands that they sell. I too feel that it is misleading. Most people will still make the purchase anyway and the retailer knows this. I hope people read this post and complain like you did.

  • I hate when there are restrictions on a promotion. Usually the things I want to buy are not eligible for the discount.

    Thanks for including my post, Michael!

  • Big retailers I guess are a sneaky bunch…they’ll do anything to get you to the door and somewhere in the fine-print negate most of the hype as Moneysmartguides mentions, they know you’ll probably end up buying something.
    As you demonstrate though, one can make their purchase worth every dime and negotiate fiercely. They want to sell the items as much as you want to buy, you can always reach an amicable compromise!
    Wonderful carnival you’ve put together, thanks for hosting and including our post.

  • Marie at Family Money Values

    It never hurts to ask!