Piggy Bank

Earn More, Spend Less: Volume 9

Michael Lux Blog, Earn More, Spend Less 2 Comments

I already started my Christmas shopping.  I can’t actually believe that I started so early this year, and frankly I am a little bit ashamed.  I hate to see Christmas consume Thanksgiving and now even Halloween.

However, finances and strict budgeting require planning ahead on all major expenses.  If I can make a few purchases in October, some in November, and the rest in December; I’ll take care of my Christmas shopping without destroying any budget.  It is far from an ideal system, but strict adherence to maintaining a budget is essential.

Now for the best tips from the around the web on earning more money and spending less…


Daniel @ Make Money Make Cents writes Pay your Bills to Save Money? Yes, you can – By implementing these tips you will actually save money while paying your bills and also save yourself quite a bit of time and stress as well.

Hadley @ Epic Finances writes Five Steps to Help you Understand the Bond Market – One of the hardest things to understand for newcomers to the holy trinity of investing (cash, stocks and bonds) are the basic rules and the relatively intricate nuances that all three hold.

Andrea @ So Over This writes Couponing in College – Some students may grudgingly accept a life of surviving on three hours of sleep, booze, and ramen noodles, but if you are willing to be a little more frugal than your peers, you can live comfortably on the budget of a college student.

Sam @ The New Business Blog writes Online Marketing Tips for the Entrepreneur – We put together a list of some excellent online marketing tips that every entrepreneur can use to build client lists, attract visitors to their websites and increase profits.

Holly @ Club Thrifty writes Being Unemployed Sucks: What I Learned – For those of you who may not know, I attempted a career in the insurance and financial sales industry…and failed miserably. Although my intentions were good, I hated it.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes 3 Simple Tips To Become A Successful Investor – Investing should be like watching grass grow or paint dry. If you want excitement, take $1,000 and go to Las Vegas.

Larry @ KrantCents writes Why No One Cares What You Think about Investment Plan (and How to Stop Being so Freaking Boring) – Extreme retirement is a term used by financial gurus and is a technique used to catch up when you have started saving at a later time in your life.

Matt Becker @ Mom and Dad Money writes Make Your Money Grow Faster: Investing Better vs. Earning More – Whatever your particular financial goals, there is often a desire to find a way to make your money grow faster so that you can meet your goals along the timeline that fits your needs. So what’s the best way to do it? Well, I ran I little experiment comparing two options: investing better and earning more. Let’s find out which one is more effective.

Robert @ The College Investor writes Netflix: Growth Stock or Bubble? – After a very strong year, Netflix, Inc. (NASDAQ:NFLX) has seen its share price surge over 250% YTD and over 445% in the past 12 months as of today, positioning itself as the fastest-growing stock in the S&P 500. What’s more, if you had invested $10,000 in Netflix five years ago, your stake in Netflix would be worth over $163,000 today.

Robert @ Beat The 9 to 5 writes Should You Accept a Promotion If It’s Not Your Dream? – In my offline world, though, something interesting in happening. The bottom line is that I may get a promotion. Nothing life changing, but a nice bump in pay, a bit more responsibility, and the like. It’s supposed to be one of those positions that are stepping stones to the next big thing. Very cool and all, but that’s where the dilemma lies.

Connie @ Savvy With Saving writes How I’m Side Hustlin’ – How I Made $400 In Extra Income In October

Adam @ Money Rebound writes The Things Lying Around Your House That Are Worth Money – Making easy money by selling the cluttter in your house right now.

John @ Frugal Rules writes Putting Time On Your Side: How to Start Investing in Your 20s – A common excuse given by those in their 20s as to why they can’t invest is because they can’t afford to. However, there are ways to get started investing when you’re young and doing so will do wonders for your wealth building and giving yourself more time to grow your retirement portfolio.

Pauline @ Modest Money writes Crush Your Debt by Earning More – There is just so much flab that we can cut from our budgets. Earning more on the other hand is almost limitless quickening our debt crushing process.

Pauline @ Make Money Your Way writes Side hustle series: Make money with weddings – Here are a few ideas of how you can make money with weddings.

Kali @ Common Sense Millennial writes What NPR’s Pledge Drive Can Teach Us About Increasing Income – NPR’s infamous, days-long pledge drives can be so annoying – but from them, we can actually learn a thing or two about bettering a side hustle or increasing our incomes.


Derek Chamberlain @ MoneyAhoy.com writes Give Yourself a Haircut – Looking for more even more ways to save money? Have you ever considered giving yourself a haircut?

Jerry @ Repaid.org writes Energy Saving Tips for Winter: Save 15% on Heating Bills! – On average, American households will spend $679 to $2046 on heating this winter. Here are a few inexpensive tips that should help you keep a few extra dollars in your pocket over the winter months.

Justin @ Root of Good @ Root of Good writes Be Your Own Insurance Company – Justin at Root of Good explains how to take on a large number of small risks throughout one’s financial life in order to cut out wasteful spending on unnecessary insurance.

Lazy Man @ Lazy Man and Money writes Car Dealerships Are Rip-offs – I shouldn’t say that every car dealership is a rip-off when it comes to repair, but that’s been my experience and this just cemented that. What’s your experience with car dealerships?

Miss T. @ Prairie Eco Thrifter writes Tesla Motors: The Beginning of the End for Buying Gas or Charging Batteries – Tesla Motors – makers of the beautiful all-electric four door sports sedan Model S – not only want to move us all into driving electric vehicles; it also wants to provide the power you need to recharge your batteries, free of charge. Even for those long, cross-country road trips.

Kali @ Common Sense Millennial writes How to Have a Fun and Frugal Wedding: Part II – Weddings aren’t cheap – but with a few tips, you can ensure that you plan a beautiful and fun wedding without busting your budget.

  • Thanks for including Pauline’s posts. I’m excited about Christmas too and I can’t wait to buy and wrap my gifts for my family. 🙂

  • I think it great that you started early on Christmas gifts! You’re beating the rush 🙂