Should I Auto-Pay My Student Loans?
Automatic student loan payments help avoid late fees and offer an interest rate discount, but auto-debits also come with some major risks.
Latest Posts in Tips
Why Lowering Federal Payments to Pay Off Private Loans Can be the Smart Approach
Private loans are usually worse than federal loans. Getting a lower federal payment to free up cash to eliminate the private debt is often a smart move.
Things to Know Before Borrowing Private Student Loans
Private student loans might seem essential to pay for school, but borrowers should understand the risks before signing up.
Correcting Errors: Fixing Student Loan Lender and Servicer Mistakes
Servicer mistakes are sometimes a part of life with student loans. Most errors can be easily resolved with minimal effort.
How $10 a month can make a huge difference in your student loans
$10 per month may not sound like a lot of money, but if you can pay $10 extra per month, it can make a huge difference on your student loans.
Do I have to go “All In” on student loan refinancing?
Borrowers don’t have to combine all of their student loans when they refinance. In some cases, keeping a couple loans separate is a really smart idea.
This Student Loan “Hack” is a Terrible Way to Improve Your Credit Score
Delaying student loan repayment in order to build up your credit score is really expensive and not very helpful.
Sheltering Income for lower Student Loan Payments
It is possible for student loan borrowers to have income excluded from their income-driven repayment plan calculations.
Getting the most from your minimum payment
Some minimum payments are better than others. Careful borrowers can maximize the value of each minimum payment.
