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Latest Posts in Tips

How Much Do I Need to Earn to Pay Off My Student Loans?

The minimum salary to afford student loan payments will depend upon many factors including: loan balance, interest rates & loan type.

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Student Loan Repayment Strategy for the Recent Graduates who Can’t Find a Job

Finishing school and not being able to find a job is scary, but help is available so that borrowers can keep their student loans under control.

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Where to go for Accurate, Objective Student Loan Information and Advice

Tracking down student loan advice usually isn’t hard, but it is really important to verify what you are told.

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Navigating Cosigned Student Loans and Mortgage Applications

If you are not careful, cosigned student loans can make it harder to get a mortgage and impact the size of your mortgage.

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Multiple Student Loan Refinance: the Costs, the Lenders and How to Avoid a Mistake

Refinancing student loans for a second or third time opens new doors for borrowers, but multiple refinance also has limitations.

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Expert Tip: Don’t Make Extra Payments During Covid-19 Interest Freeze

Using the federal interest freeze to knock out student debt is a smart strategy, but you might want to hold onto those payments until the end.

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option responsible borrowers overlook

The $1,000 Mistake Made by Responsible Borrowers

Paying extra towards your student loans is a great idea, but it is important that you are strategic about the loan you attack.

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Student Loan Repayment Tips for Uber and Lyft Drivers

Student loan repayment strategy is a little bit different due to the unique nature of working as a rideshare driver.

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hands sign contract

The One Time it Makes Sense to Have a Cosigner for a Refinance Loan

Cosigning student loans is usually a bad idea, even on refinance loans. However, if you are already a cosigner on a student loan, it makes sense to also cosign on the refinance loan.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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