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Latest Posts in Tips

Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

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Student Loan Tips for October 2025: 5 Smart Moves to Make This Month

Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.

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Tips for Borrowers Stuck with Large Student Loans and a Worthless Degree

College doesn’t work out for every student. Dealing with student debt in this situation can be especially frustrating, but there is usually a path forward.

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The Dangers of Misleading Student Loan Calculators

Student loan calculators can simplify things, but they don’t always give borrowers the results they need.

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Ranking the Six Biggest Student Loan Changes During the Last Three Years

Many significant rule changes have happened during the Covid-19 payment and interest pause. Some of these changes have been well publicized, while others got little attention.

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Tips for Borrowers While Biden Forgiveness is in Legal Limbo

Once again, federal student loan borrowers face an uncertain future. President Biden’s recently announced forgiveness program may not happen.

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Extra Payments to Quickly Eliminate Student Loan Debt Could be a Mistake

Many borrowers prioritize paying off their student loan balances. This strategy isn’t the worst idea, but better options are often available.

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Four Reasons to Contact Your Federal Student Loan Servicer Right Now

Federal forgiveness programs are set to expire and servicers are about to get slammed. Now is the time to get your federal loans in order.

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Tips for Borrowing/Lending Money Between Family to Pay for School

Student loans between family members can be life-changing… for the better or for the worse.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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