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Latest Posts in Tips

Help! My Federal Loan Servicer Won’t Do Its Job

Getting assistance from your federal student loan servicer isn’t always easy, but borrowers can force the issue in several different ways.

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Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans

Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.

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Student Loan Forgiveness is Probably Happening: What to do Right Now

Now is the time to tweak your federal loans to make sure you maximize any upcoming student loan forgiveness.

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Should I Drop Out of College to Keep My Student Loan Debt Under Control?

Leaving school to avoid student loans may prevent more debt accumulation, but sometimes it makes things worse.

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Income-Driven Repayment Plans and the Federal Student Loan Restart

With the Covid-19 relief coming to an end, Borrowers on ICR, IBR, PAYE and REPAYE have plenty of options.

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Tips for Student Loan Refinancing

Refinancing student loans can be a smooth process. Follow these simple tips to avoid mistakes and maximize savings.

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The College Survival Guide

For most people, college is full of lessons learned the hard way. This article will hopefully teach a few lessons the easy way.

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Can’t pay your student loans? Here is what you should tell your cosigner.

Telling your cosigner you can’t afford your student loan payments is scary. Not telling them and missing a payment is much worse.

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The Four Reasons to Consolidate Federal Student Loans

Consolidation is essential for some borrowers and extremely risky for others. There are exactly four situations where it makes sense to consolidate federal student loans.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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