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How to Change a Variable-Rate Student Loan into a Fixed-Rate Loan

Locking in a fixed-rate student loan means no more interest rate increases or monthly payment changes.

Lenders often charge borrowers far more than what they originally borrowed because of interest and fees, but sometimes extra costs are avoidable.

Inflation often means higher student loan payments for borrowers. However, interest rates increases are avoidable.

The APR and Interest Rate for most student loans are usually identical. Federal student loans are one big exception.

Stopping your lender from raising rates is tricky, but there are a few ways to prevent your interest rates from going up.

Charging 0% interest on student loans isn’t a handout to borrowers. It is a brilliant investment by the government.

The end of LIBOR means changes are coming for many student loan borrowers with variable-rate student loans.

Interest usually accrues during a forbearance or deferment. However, there are a couple of noteworthy exceptions to the rule.

For most student loan borrowers, a good interest rate is one that is between 2% and 4%. However, many other circumstances need to be considered.