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Latest Posts in interest discussion

Senate GOP’s Student Loan Overhaul What Borrowers Need to Know

Senate GOP’s Student Loan Overhaul: What Borrowers Need to Know

Senate Republicans have introduced a major student loan reform bill that could end current IDR plans, cap borrowing, and reshape repayment options. Here’s what borrowers need to know and how to prepare.

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Learn how all federal borrowers can benefit from the SAVE lawsuit

SAVE Plan Litigation: What Higher-Income Borrowers Need to Know Right Now

SAVE plan litigation threatens key benefits. Learn what’s at stake and how borrowers can make the most of it.

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What the GOP's Student Loan Bill Could Mean For You

What the GOP’s Student Loan Bill Could Mean for You

The GOP just unveiled a student loan plan that could end forgiveness and reshape repayment. Here’s what it means—and what to do next.

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Best refinance rates for 2026 banner with calculator, house models, and downward percentage arrow

The Best Student Loan Refinance Rates

As inflation has slowed, student loan interest rates have also lowered. Borrowers with higher interest rate loans may find the current options particularly appealing.

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Details on GOP considerations to change borrower policy

GOP Considers Far-Reaching Student Loan Policy Changes

New Republican Plan Targets Loan Forgiveness and IDR Programs. Major reforms could reshape future borrower options and limit college access.

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borrowers wonder why their student loan balanc is important if it is going to get forgiven.

Student Loan Forgiveness: 6 Reasons Your Balance Still Matters

Even if forgiveness is on the table, factors like taxes, income changes, and marriage can affect how much you ultimately pay.

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tips for lower student loan interest rates

12 Ways to Get a Lower Interest Rate on Your Student Loans

Looking to cut your student loan interest rate? From auto-pay discounts to refinancing options, here’s how to save — with the latest 2025 updates.

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Learn the requirements to benefit from the SAVE Subsidy

The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify

A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.

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borrowers wrestle with increasing student loan interest rates

How Inflation Changes the Student Loan Refinance Math

Oustside of a couple exceptions, most borrowers will want to steer clear of student loan refinancing while interest rates are high.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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