Extra Payments on Federal Student Loans Rarely Make Sense
The conventional wisdom is that extra payments to eliminate debt is the best approach. For federal student loans, these extra payments are often a mistake.
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The Best Student Loan Refinance Length is a 20-Year Fixed-Rate Loan
When picking a student loan refinance solution, it is essential to think about your other financial goals. Opting for a flexible choice is often the safest bet.
Advice to Ignore Student Loan Restart is an Awful Idea
The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.
Insider Tips and Insights on the Student Loan Refinance Marketplace
Student loan refinance interest rates can move in peculiar patterns. Knowing lender behavior can help borrowers find the lowest rates.
Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE
A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.
Refinancing After Federal Student Loan Restart Could Be a Mistake
Immediately refinancing your federal student loans after the government starts charging interest is a risky move.
Should I Save for a Home Down Payment or Pay Off Student Loans?
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
Student Loan Payment Allocation Guide
All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.
When Will Student Loan Repayment Actually Start?
Nailing down the exact date of the repayment restart isn’t easy, but we know enough to have a pretty good idea of when that first bill will be due.