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Latest Posts in Debt Elimination

Eliminating student loan debt isn’t one-size-fits-all. Whether you’re deciding between paying off private vs. federal loans, making extra payments, or just coasting until forgiveness kicks in, this section breaks down your options with practical tips and strategy-first advice.

man hidden in bricks

The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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Student Loan Tips for October 2025: 5 Smart Moves to Make This Month

Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.

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Why Most* Borrowers Should Repay Private Student Loans First

*There are a few cases where knocking out federal student loans first makes sense. However, the majority of borrowers will benefit from prioritizing eliminating private loans.

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timing student loan payment

Four Ways Extra Student Loan Payments are a Mistake

Extra payments are a great way to eliminate student debt. However, there are times when paying extra is a mistake.

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Which is Worse: Credit Card Debt or Student Loan Debt?

Repayment of student loans is brutal, but credit card interest rates usually make credit card debt a bigger financial emergency.

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Laurel Road Student Loan Cashback Credit Card Review

Laurel Road’s cashback credit card for student loan borrowers isn’t anything special, but it is a decent option to use rewards to knock out student debt.

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How to Use Graduate School as a Path to Student Debt Freedom

More college may be the answer to some student loan nightmares.

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fast elimination of student debt

How to Pay Off Student Loans as Quickly as Possible – 5 Easy Steps

If student loan elimination is your only priority, this strategy will erase the debt the fastest.

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Coasting to Student Debt Elimination

Aggressive repayment is often treated as the responsible option, but coasting and making minimum student loan payments has serious advantages

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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