Biden Student Loan Plan Offers More Hope for Borrowers
Biden isn’t calling for student loan forgiveness for all, but he does want to make some major changes to life with student loan in the United States.
Latest Posts in Repayment Plans
Student loan repayment plans are in flux. With GOP reform proposals, SAVE plan lawsuits, and shifting IDR options, borrowers must adapt quickly. This section breaks down the latest changes and how to choose the right plan in 2025.
Can a Bonus, Overtime Hours or a Raise Increase Student Loan Payments?
Extra income can mean a higher IDR monthly payment, but there are ways to make sure a temporary or limited increase doesn’t mean a higher student loan bill.
How to Lower IDR Federal Student Loan Payments if Your Income Drops
Recalculating income-driven federal student loan payments can be done at any time and the process can save borrowers a ton of money.
Loan Payoff Date When Switching Repayment Plans
Loan payoff date calculations get complicated for borrowers switching to Income-Driven Repayment plans like REPAYE.
Mega-Mailbag: PSLF Issues and Income-Driven Repayment Considerations
Today’s huge mailbag covers several different IDR issues and mixes in some Public Service Loan Forgiveness questions as well.
Steps to Take When Federal Student Loan Interest Grows Out of Control
Interest on federal student loans can be a major issue, but there are resources available to keep this expense in check.
When Income-Driven Repayment Plans Like IBR, PAYE and REPAYE are a Mistake
IDR plans are usually the best choice for many student loan borrowers. However, there are times when opting for another plan is the best option.
Student Loan Plan: Moving from IBR to REPAYE
Switching from IBR to REPAYE has major benefits, but some couples will need to do some math to find the best option.
Will Signing Up For IBR, PAYE or REPAYE Help My Credit Score?
The credit score impact of enrollment in IDR plans like PAYE, IBR and REPAYE is usually minimal, but it can be a huge help in certain circumstances.
