Graduated and Extended Repayment Plans – Useless Relics
The graduated and extended repayment plans offer lower payments than the standard repayment plan. However, these older-style plans don’t match up to more recent repayment plan offerings.
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Lowering the monthly payments on your Federal Student loans
Federal student loans come with many borrower protections to lower monthly payments. Refinancing is also an option, but it comes with major risks.