This Frequent Mistake by Recent Graduates Just Got More Expensive
Too many graduates regret their initial repayment choices. Learn how opting for SAVE could make all the difference.
PAYE vs IBR After SAVE: How to Choose Your Next Student Loan Plan
The SAVE repayment plan has been officially vacated, and borrowers must transition to a new repayment option. For most, the choice is now a three-way comparison between PAYE, IBR, and the new RAP plan—income-driven options that differ significantly in flexibility, eligibility, and long-term stability. This guide explains how these plans function following the March 2026 court ruling, how the July 2026 launch of the RAP plan affects your choices, and how to select a path that protects your forgiveness progress without guessing your future income.
Sloan Servicing: Why Your Student Loans Were Moved Here
Sloan Servicing is a Nelnet branch that manages older FFEL student loans. Learn how Sloan student loans work, whether you need to consolidate for SAVE or PSLF, and how to manage repayment.
How long does student loan consolidation or refinancing take?
The biggest variable in both the refinance and consolidation timeline is usually the borrower.
Unlocking the Parent PLUS Double Consolidation Loophole: Navigating Benefits and Risks
The rewards are huge – lower monthly payments and more loan forgiveness, but the double consolidation loophole isn’t right for everyone.
Does Deferment or Forbearance Time Count for Student Loan Forgiveness?
Time in deferment or forbearance usually doesn’t count toward PSLF or IDR forgiveness, though narrow processing exceptions and upcoming retroactive options may apply.
How to Consolidate AidVantage Student Loans
Consolidation of AidVantage loans may be a smart move in your quest to eliminate student debt. Learn how it works and the mistakes to avoid.
Are AES Loans Federal or Private?
American Education Services (AES) handles both private and federal student loans. Fortunately, it is fairly simple to identify which loans are federal.
How to Find the Database with Complete Federal Student Loan Records
The Department of Education keeps student loan records that track balances, loan types, repayment plans, and servicer information.
